Presenting investment-related information on a mobile communication device

• US 8,688,559 B2
• Filed: 01/01/2012
• Issued: 04/01/2014
• Est. Priority Date: 03/08/2011
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Calman, Matthew A., Ross, Erik Stephen, Hamilton, Alfred
• Primary Examiner(s): Kyle, Charles
• Assistant Examiner(s): Chencinski, Siegfried E
• Application Number:
  US13/342,047
• Publication Number:
  US 20120233089A1
• Time in Patent Office: 821 Days
• Field of Search: 705/36.R, 705/35, 705/44, 705/14, 713/201
• US Class Current: 705/36.R
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes

Abstract

Methods, systems, computer programs are described that provide for presenting investment-related information in conjunction with display of a live video stream that includes the related publicly traded or privately held business entity or an object associated with the business entity. Business entities or the objects associated with the business entities that are proximate to a mobile communication device may be identified via object recognition techniques, product codes, wireless communication, location determination or the like. Once the business entities or objects have been identified, the related investment information is retrieved and indicators are displayed in the live video stream proximate to the display of the business entity or an object associated with the business entity. The user can activate the indicator to receive further investment-related information or be connected to an online investment broker for the purpose of purchase stock or some other form of investment instrument associated with the business entity.

Claims

1. A method for providing investment-related information to a user on a mobile communication device, the method comprising:

capturing, by the mobile communication device, images of a business entity or an object associated with the business entity;

determining, by a computing device processor implementing object recognition processing, that one or more of the captured images identify the business entity, wherein object recognition processing provides for identifying the business entity in an image based on pattern recognition that compares the one or more images to stored markers associated with the business entity;

determining, by a computing device processor, that the business entity is a predetermined user-specified (1) business or (2) business type; and

in response to determining that the business entity is one of the predetermined user-specified (1) business or (2) business type,

retrieving, by a computing device processor, investment-related information associated with the identified business entity, and

presenting, within a display of a live video stream on the mobile communication device, an investment-related information indicator, wherein the indicator (1) creates browse-able reality browsing by providing user-access to the investment-related information and (2) highlights or superimposes the display of either the business entity or the object associated with the business entity.

2. The method of claim 1, further comprising capturing, by a computing device processor, a code located on or proximate to the business entity or the object and wherein determining further comprises reading, by a computing device processor, the code to assist in identifying the business entity.

3. The method of claim 1, further comprising receiving, at the mobile communication device, wireless communication from the business entity, the object or a tag associated with the business entity or object, wherein the wireless communication assists in identifying the business entity.

4. The method of claim 1, wherein identifying further comprising determining, by a computing device processor, a location of the mobile communication device and determining, via a communication device processor, the business entity based at least in part on the determined location.

5. The method of claim 1, wherein retrieving further comprises retrieving, by the computing device processor, the investment-related information, wherein the investment-related information includes a real-time stock price quote for the business entity.

6. The method of claim 1, wherein retrieving further comprises retrieving, by the computing device processor, the investment-related information, wherein the investment-related information includes one or more of government filing data, investor presentations, competitor performance comparison data, stock trend data, stock trade history data, or news-related data.

7. The method of claim 1, wherein retrieving further comprises retrieving, by the computing device processor, the investment-related information, wherein the investment-related information includes a selectable link to a network entity configured to provide the user an ability to purchase stock in the business entity.

8. The method of claim 1, wherein retrieving further comprises retrieving, by the computing device processor, the investment-related information, wherein the investment-related information is further defined as user-configurable investment-related information.

9. The method of claim 1, wherein retrieving further comprises retrieving, by the computing device processor, the investment-related information, wherein the investment-related information includes identification of one or more individuals associated with the user of the mobile communication device that invests in the business entity.

10. The method of claim 1, further comprising communicating, by the mobile communication device, a user alert that is configured to notify the user of the mobile communication device of the investment-related information.

11. The method of claim 10, wherein communicating further comprises communicating, by the mobile communication device, the user alert, wherein the user alert is user-configured based on one or more of business entity type, business entity performance or identity of business entity investors.

12. The method of claim 1, further comprising receiving, at the mobile communication device, a user input that activates the indicator for display of the investment-related information.

13. The method of claim 12, wherein receiving further comprises receiving, at the mobile communication device, the user input that activates the indicator to access an investment transaction website.

14. The method of claim 12, wherein receiving further comprises receiving, at the mobile communication device, the user input that activates the indicator to initiate one of a voice, video or text chat with an investment analyst.

15. An apparatus for providing investment-related information, the apparatus comprising:

a mobile communication device including a computing platform having a memory, at least one processor in communication with the memory and an image capturing device in communication with the processor;

a business entity identification application stored in the memory, executable by the processor and the image capturing device and configured to capture images of a business entity or an object associated with the business entity and determine, by implementing object recognition processing, that one or more of the captured images identify the business entity, wherein object recognition processing provides for identifying the business entity in an image based on pattern recognition that compares the one or more images to stored markers associated with the business entity;

an investment-related information retrieval application stored in the memory, executable by the first processor and configured to determine that the business entity is a predetermined user-specified (1) business or (2) business type and, in response to determining that the business entity is one of the predetermined user-specified (1) business or (2) business type, retrieve investment-related information associated with the identified business entities; and

an investment-related information presentation application stored in the memory, executable by the processor and configured to, in response to determining that the business entity is one of the predetermined user-specified (1) business or (2) business type, present, within a display of a live video stream on the mobile communication device, at least one investment-related information indicator, wherein the indicator (1) creates browse-able reality browsing by providing user-access to the investment-related information and (2) highlights or superimposes the display of either one of the business entities or one of the objects associated with a business entity.

16. The apparatus of claim 15, wherein the business entity identification application is further configured to assist in identifying the business entities and the objects based on captured images of a code located on or proximate to the business entity or the object and reading the code to identify the business entity.

17. The apparatus of claim 15, wherein the business entity identification application is further configured to assist in identifying the business entities and objects based on receipt of wireless communication from the business entity, the object or a tag associated with the business entity or object.

18. The apparatus of claim 15, wherein the business entity identification application is further configured to assist in identifying the business entities and objects based on a determined location of the mobile communication device.

19. The apparatus of claim 15, wherein the investment-related information retrieval application is further configured to retrieve the investment-related information, wherein the investment-related information includes a real-time stock price quote for the business entity.

20. The apparatus of claim 15, wherein the investment-related information retrieval application is further configured to retrieve the investment-related information, wherein the investment-related information includes one or more of government filing data, investor presentations, competitor performance comparison data, stock trend data, stock trade history data, or news-related data.

21. The apparatus of claim 15, wherein the investment-related information retrieval application is further configured to retrieve the investment-related information, wherein the investment-related information includes a selectable link to a network entity configured to provide a user an ability to purchase stock in the business entity.

22. The apparatus of claim 15, wherein the investment-related information retrieval application is further configured to retrieve the investment-related information, wherein the investment-related information is further defined as user-configurable investment-related information.

23. The apparatus of claim 15, wherein the investment-related information retrieval application is further configured to retrieve the investment-related information, wherein the investment-related information includes identification of one or more individuals associated with a user of the mobile communication device that invests in the business entity.

24. The apparatus of claim 15, wherein the investment-related information presentation application is further configured to communicate a user alert that is configured to notify a user of the mobile communication device of the investment-related information.

25. The apparatus of claim 24, wherein the investment-related information presentation application is further configured to communicate the user alert, wherein the user alert is user-configured based on one or more of business entity type, business entity performance or identity of business entity investors.

26. The apparatus of claim 15, wherein the investment-related information presentation application is further configured to receive a user input that activates the indicator for display of the investment-related information.

27. The apparatus of claim 26, wherein the investment-related information presentation application is further configured to receive the user input that activates the indicator to access an investment transaction website.

28. The apparatus of claim 26, wherein the investment-related information presentation application is further configured to receive the user input that activates the indicator to initiate one of a voice, video or text chat with an investment analyst.

29. A computer program product, the computer program product comprising a non-transitory computer-readable medium having computer-executable instructions to cause a computer to implement the steps of:

capturing, by a mobile communication device, images of a business entity or an object associated with the business entity;

implementing object recognition processing to determine that one or more of the captured images identify the business entity, wherein object recognition processing provides for identifying the business entity in an image based on pattern recognition that compares the one or more images to stored markers associated with the business entity;

determining, by a computing device processor, that the business entity is a predetermined user-specified (1) business or (2) business type; and

in response to determining that the business entity is one of the predetermined user-specified (1) business or (2) business type,

retrieving investment-related information associated with the identified business entity, and

presenting, within a display of a live video stream on the mobile communication device, an investment-related information indicator, wherein the indicator (1) creates browse-able reality browsing by providing user-access to the investment-related information and (2) highlights or superimposes the display of either the business entity or the object associated with the business entity.

30. The computer program product of claim 29, wherein the step of capturing images further comprises capturing, by the mobile communication device, a code located on or proximate to the business entity or the object and reading, via a computing device processor, the code to assist in identifying the business entity.

31. The computer program product of claim 29, wherein the steps further comprise receiving, at the mobile communication device, wireless communication from the business entity, the object or a tag associated with the business entity or object, wherein the wireless communication assists in identifying the business entity.

32. The computer program product of claim 29, wherein the steps further comprise determining a location of the mobile communication device and determining the business entity based at least in part on the determined location.

33. The computer program product of claim 29, wherein the step of retrieving further comprises retrieving the investment-related information, wherein the investment-related information includes a real-time stock price quote for the business entity.

34. The computer program product of claim 29, wherein the step of retrieving further comprises retrieving the investment-related information, wherein the investment-related information includes one or more of government filing data, investor presentations, competitor performance comparison data, stock trend data, stock trade history data, or news-related data.

35. The computer program product of claim 29, wherein the step of retrieving further comprises retrieving the investment-related information, wherein the investment-related information includes a selectable link to a network entity configured to provide a user an ability to purchase stock in the business entity.

36. The computer program product of claim 29, wherein the step of retrieving further comprises retrieving the investment-related information, wherein the investment-related information is further defined as user-configurable investment-related information.

37. The computer program product of claim 29, wherein the step of retrieving further comprises retrieving the investment-related information, wherein the investment-related information includes identification of one or more individuals associated with a user of the mobile communication device that invests in the business entity.

38. The computer program product of claim 29, wherein the computer-executable instructions cause a computer to further implement the step communicating a user alert that is configured to notify a user of the mobile communication device of the investment-related information.

39. The computer program product of claim 38, wherein the step of communicating further comprises communicating the user alert, wherein the user alert is user-configured based on one or more of business entity type, business entity performance or identity of business entity investors.

40. The computer program product of claim 29, wherein the computer-executable instructions cause a computer to further implement the step of receiving a user input that activates the indicator for display of the investment-related information.

41. The computer program product of claim 40, wherein the step of receiving further comprises receiving the user input that activates the indicator to access an investment transaction website.

42. The computer program product of claim 40, wherein the step of receiving further comprises receiving the user input that activates the indicator to initiate one of a voice, video or text chat with an investment analyst.