Trust verification schema based transaction authorization

• US 8,688,980 B2
• Filed: 11/23/2011
• Issued: 04/01/2014
• Est. Priority Date: 09/24/2011
• Status: Active Grant

• Current Assignee: RPX Corporation
• Original Assignee: Elwha LLC (Intellectual Ventures LLC)
• Inventors: Myhrvold, Nathan P., Tegreene, Clarence T., Davis, Marc E., Malamud, Mark A., Lord, Robert W., Lord, Richard T., Levien, Royce A., Hyde, Roderick A., Huang, Xuedong, Gerrity, Daniel A., Dyor, Matthew G.
• Primary Examiner(s): PERUNGAVOOR, VENKATANARAY
• Application Number:
  US13/373,677
• Publication Number:
  US 20130097683A1
• Time in Patent Office: 860 Days
• Field of Search: None
• US Class Current: 713/166
• CPC Class Codes: G06F 21/316 by observing the pattern of computer usage, e.g. typical user behaviour
• CPC Class Codes: G06F 21/88 Detecting or preventing theft or loss

Abstract

A computationally implemented method includes, but is not limited to: for determining one or more behavioral fingerprints associated with one or more network accessible users; relationally mapping the one or more behavioral fingerprints to generate a trust verification schema associated with the one or more network accessible users; and determining whether to authenticate one or more transactions via the trust verification schema. In addition to the foregoing, other method aspects are described in the claims, drawings, and text forming a part of the present disclosure.

Claims

1. A computationally-implemented system, comprising:

circuitry for determining one or more behavioral fingerprints associated with a network accessible user, the one or more behavioral fingerprints including at least data related to a physical movement of at least part of the system, the data being at least partially used to at least configure a level of authentication of the network accessible user, the data being at least partially based on the physical movement of the at least part of the system after the network accessible user has been authorized to access the system, the data being at least partially used to at least one of establish or change a level of authentication of the network accessible user;

circuitry for relationally mapping the one or more behavioral fingerprints to generate a trust verification schema associated with the network accessible user; and

circuitry for determining whether to authenticate one or more transactions via the trust verification schema.

2. The computationally-implemented system of claim 1, wherein the circuitry for determining one or more behavioral fingerprints associated with one or more network accessible users comprises:

circuitry for sensing one or more actions of the network-accessible user;

and

circuitry for applying reliability criteria to the sensed one or more actions of the network-accessible user to generate the one or more behavioral fingerprints.

3. The computationally-implemented system of claim 2, wherein the circuitry for sensing one or more actions of the network-accessible user comprises:

circuitry for detecting one or more contacts frequently visited by the network-accessible users via one or more social networks to determine a visitation pattern associated with the network-accessible user;

circuitry for sensing one or more locations visited by the network-accessible user, the one or more locations including one or more of physical locations and internet address-based locations; and

circuitry for altering the behavioral fingerprint of the network-accessible user as a function of the sensed one or more actions of the network-accessible users and at least one internet available entity.

4. The computationally-implemented system of claim 2, wherein the circuitry for relationally mapping the one or more behavioral fingerprints to generate a trust verification schema associated with the network accessible user further comprises:

circuitry for relationally mapping the one or more behavioral fingerprints based on one or more relations between the network accessible user identified by at least one social network.

5. The computationally-implemented system of claim 4, wherein the circuitry for relationally mapping the one or more behavioral fingerprints based on one or more relations between the one or more network accessible users identified by at least one social network further comprises:

circuitry for receiving data from the at least one social network, the data identifying one or more relations between the network accessible user; and

circuitry mapping the data based on the one or more relations between the network accessible user.

6. The computationally-implemented system of claim 4, wherein the circuitry for relationally mapping the one or more behavioral fingerprints based on one or more relations between the network accessible user identified by at least one social network comprises:

circuitry for determining via the at least one social network, that the network accessible user each have a current behavioral fingerprint; and

circuitry for determining whether each of the current behavioral fingerprints are maintained by a respective network accessible user; and

circuitry for relationally mapping a group of the network accessible users for which each current behavioral fingerprint is maintained by the respective network accessible user.

7. The computationally-implemented system of claim 1 wherein the circuitry for relationally mapping the one or more behavioral fingerprints to generate a trust verification schema associated with the network accessible user comprises:

circuitry for identifying one or more relations between the one or more network accessible users;

circuitry for associating the one or more behavioral fingerprints based on the identified relations;

circuitry for identifying each level of authentication associated with the one or more behavioral fingerprints;

circuitry for correlating each level of authentication with the identified relations; and

circuitry for generating the trust verification schema by mapping the correlated levels of authentication with the identified relations of the network accessible user.

8. The computationally-implemented system of claim 7, wherein the circuitry for identifying one or more relations between the one or more network accessible users comprises:

circuitry for identifying the one or more relations based on one or more social network data.

9. The computationally-implemented system of claim 7, wherein the circuitry for identifying one or more relations between the one or more network accessible users comprises:

circuitry for identifying the one or more relations via identifying one or more common network accessible users as linked via one or more social networks.

10. The computationally-implemented system of claim 7, wherein the circuitry for associating the one or more behavioral fingerprints based on the identified relations comprises:

circuitry for identifying the one or more behavioral fingerprints of the one or more network accessible users; and

circuitry for comparing the one or more behavioral fingerprints based on one or more relationships between the network accessible user.

11. The computationally-implemented system of claim 7, wherein the circuitry for identifying each level of authentication associated with the one or more behavioral fingerprints comprises:

circuitry for identifying a level of authentication associated with each of the one or more behavioral fingerprints.

12. The computationally-implemented system claim 7, wherein the circuitry for correlating each level of authentication with the identified relations comprises:

means for comparing each identified level of authentication associated with a behavioral fingerprint to a linkage to each of the network accessible user; and

circuitry for calculating a correlation between the identified relations and the levels of authentications associated with the network accessible user.

13. The computationally-implemented system of claim 7, wherein the circuitry for generating the trust verification schema by mapping the correlated levels of authentication with the identified relations of the network accessible user comprises:

circuitry for generating the trust verification schema using the correlated levels of authentication wherein the correlated levels of authentication provide an average level of authentication for one or more groups of related network accessible user.

14. The computationally-implemented system of claim 13, wherein the circuitry for generating the trust verification schema using the correlated levels of authentication wherein the correlated levels of authentication provide an average level of authentication for one or more groups of related network accessible user comprises:

circuitry for determining a level of relation between the network accessible user based a determined proximity of relation of the network accessible user; and

circuitry for determining the proximity of relation based on one or more social network links confirmed by the network accessible user.

15. The computationally-implemented system of claim 14, wherein the circuitry for determining a level of relation between the network accessible user based a determined proximity of relation of the network accessible user comprises:

means for altering the level of relation between the network accessible user based on any changes to relations specified by the network accessible user, the changes via one or more social networks.

16. The computationally-implemented system of claim 14, wherein the circuitry for determining a level of relation between the network accessible user based a determined proximity of relation of the network accessible user comprises:

circuitry for mapping one or more locations of the network-accessible user to confirm the level of relation between the network accessible user.

17. The computationally-implemented system of claim 1, wherein the circuitry for determining whether to authenticate one or more transactions via the trust verification schema further comprises:

circuitry for using the trust verification schema to automatically authenticate a transaction associated with one of the network accessible user based on a level of authentication associated with a group of the network accessible user.

18. The computationally-implemented system of claim 1, wherein the circuitry for determining whether to authenticate one or more transactions via the trust verification schema further comprises:

circuitry for authenticating a banking transaction via verification of one of the network accessible users using the trust verification schema.

19. The computationally-implemented system of claim 1, wherein the circuitry for determining whether to authenticate one or more transactions via the trust verification schema further comprises:

circuitry for authenticating an internet purchase transaction via verification of one of the network accessible users using the trust verification schema.

20. The computationally-implemented system of claim 1, wherein the circuitry for determining whether to authenticate one or more transactions via the trust verification schema further comprises:

circuitry for authenticating a purchase by the network accessible user based on a location of a related network accessible user based on the trust verification schema.

21. The computationally-implemented system of claim 1, wherein the circuitry for determining whether to authenticate one or more transactions via the trust verification schema further comprises:

circuitry for authenticating a purchase by one of the network accessible users based on a location of a related network accessible user based on the trust verification schema.

22. The computationally-implemented system of claim 1, wherein the circuitry for determining whether to authenticate one or more transactions via the trust verification schema further comprises:

circuitry for denying one or more transactions attempted by one of the network accessible users based on the trust verification schema.

23. The computationally-implemented system of claim 1, wherein the circuitry for determining whether to authenticate one or more transactions via the trust verification schema further comprises:

circuitry for determining that a calculated combined level of authentication for related network accessible users does not meet a predetermined combined level of authentication as identified by the trust verification schema.

24. One or more non-transitory media having one or more executable instructions that, when executed by one or more processing components, perform a process comprising:

determining one or more behavioral fingerprints associated with a network accessible user, the one or more behavioral fingerprints including at least data related to a physical movement of at least part of the system, the data being at least partially used to at least configure a level of authentication of the network accessible user, the data being at least partially based on the physical movement of the at least part of the system after the network accessible user has been authorized to access the system, the data being at least partially used to at least configure a level of authentication of the network accessible user;

mapping the one or more behavioral fingerprints to generate a trust verification schema associated with the network accessible user; and

determining whether to authenticate one or more transactions via the trust verification schema.

25. A computationally-implemented system comprising:

means for determining one or more behavioral fingerprints associated with a network accessible user, the one or more behavioral fingerprints including at least data related to a physical movement of at least part of the system, the data being at least partially used to at least configure a level of authentication of the network accessible user, the data being at least partially based on the physical movement of the at least part of the system after the network accessible user has been authorized to access the system;

means for relationally mapping the one or more behavioral fingerprints to generate a trust verification schema associated with the network accessible user; and

means for determining whether to authenticate one or more transactions via the trust verification schema.

27. The computationally-implemented system of claim 25, wherein means for determining one or more behavioral fingerprints associated with a network accessible user, the one or more behavioral fingerprints including at least data related to a physical movement of at least part of the system, the data being at least partially used to at least configure a level of authentication of the network accessible user, the data being at least partially based on the physical movement of the at least part of the system after the network accessible user has been authorized to access the system comprises:

means for determining the one or more behavioral fingerprints associated with the network accessible user, the one or more behavioral fingerprints including at least the data related to the physical movement of the at least part of the system, the data being at least partially based on the physical movement of the at least part of the system after the network accessible user has been authorized to access the system, the data including at least global positioning system data.

28. The computationally-implemented system of claim 25, wherein means for determining one or more behavioral fingerprints associated with a network accessible user, the one or more behavioral fingerprints including at least data related to a physical movement of at least part of the system, the data being at least partially based on the physical movement of the at least part of the system after the network accessible user has been authorized to access the system, the data being at least partially used to at least configure a level of authentication of the network accessible user comprises:

means for determining the one or more behavioral fingerprints associated with the network accessible user, the one or more behavioral fingerprints including at least the data related to the physical movement of the at least part of the system, the data being at least partially based on the physical movement of the at least part of the system after the network accessible user has been authorized to access the system, the data including at least movement sensor data.

26. A computationally-implemented system comprising:

means for determining one or more behavioral fingerprints associated with a network accessible user, the one or more behavioral fingerprints including at least data related to a physical movement of at least part of the system, the data being at least partially used to at least configure a level of authentication of the network accessible user, wherein the level of authentication is at least partially based on comparing the data with stored data indicating one or more predetermined movements;

means for relationally mapping the one or more behavioral fingerprints to generate a trust verification schema associated with the network accessible user; and

means for determining whether to authenticate one or more transactions via the trust verification schema.