Method, system, and computer program product for spend mapping tool
First Claim
Patent Images
1. A method comprising:
- grouping, by a computer processor for analyzing transactions between merchants and cardmembers, a merchant by industry in a merchant industry group;
grouping, by the computer processor, a cardmember by industry in a cardmember industry group, wherein the cardmember is a business organization; and
analyzing, by the computer processor, transaction data from a transaction between at least one merchant in said merchant industry group and at least one cardmember in said cardmember industry group,wherein the analyzing comprises determining an aggregate transaction value over a period of time between the merchant and the cardmember,wherein the analyzing further comprises filtering by cardmember account tenure and by merchant account tenure, wherein cardmember account tenure comprises a period of time during which the cardmember has held open a cardmember transaction account, and wherein merchant account tenure comprises a period of time during which the merchant has held open a merchant transaction account,developing, by the computer processor, an industry strategy based upon the analysis; and
targeting, by the computer processor, a first advertisement to said merchant and a second advertisement to said cardmember.
4 Assignments
0 Petitions
Accused Products
Abstract
A spend mapping tool provides a system, method, and computer program product for analyzing transactions between merchants and cardmembers. The tool groups a merchant by industry in a merchant industry group. The tool also groups a cardmember by industry in a cardmember industry group. Further, the tool analyzes transaction data from a transaction between at least one merchant in said merchant industry group and at least one cardmember in said cardmember industry group.
-
Citations
17 Claims
-
1. A method comprising:
-
grouping, by a computer processor for analyzing transactions between merchants and cardmembers, a merchant by industry in a merchant industry group; grouping, by the computer processor, a cardmember by industry in a cardmember industry group, wherein the cardmember is a business organization; and analyzing, by the computer processor, transaction data from a transaction between at least one merchant in said merchant industry group and at least one cardmember in said cardmember industry group, wherein the analyzing comprises determining an aggregate transaction value over a period of time between the merchant and the cardmember, wherein the analyzing further comprises filtering by cardmember account tenure and by merchant account tenure, wherein cardmember account tenure comprises a period of time during which the cardmember has held open a cardmember transaction account, and wherein merchant account tenure comprises a period of time during which the merchant has held open a merchant transaction account, developing, by the computer processor, an industry strategy based upon the analysis; and targeting, by the computer processor, a first advertisement to said merchant and a second advertisement to said cardmember. - View Dependent Claims (2, 3, 4, 5, 6, 7)
-
-
8. A system comprising:
-
a processor for analyzing transaction between merchants and cardmembers; a tangible, non-transitory memory configured to communicate with the processor, the tangible, non-transitory memory having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations comprising; grouping, by the processor, a merchant by industry in a merchant industry group; grouping, by the processor, a cardmember by industry in a cardmember industry group, wherein the cardmember is a business organization; and analyzing, by the processor, transaction data from a transaction between at least one merchant in said merchant industry group and at least one cardmember in said cardmember industry group, wherein the analyzing comprises determining an aggregate transaction value over a period of time between the merchant and the cardmember, wherein the analyzing further comprises filtering by cardmember account tenure and by merchant account tenure, wherein cardmember account tenure comprises a period of time during which the cardmember has held open a cardmember transaction account, and wherein merchant account tenure comprises a period of time during which the merchant has held open a merchant transaction account, developing, by the processor, an industry strategy based upon the analysis; and targeting, by the processor, a first advertisement to said merchant and a second advertisement to said cardmember. - View Dependent Claims (9, 10, 11, 12)
-
-
13. An article of manufacture including a non-transitory, tangible computer readable storage medium having instructions stored thereon that, in response to execution by a computer-based system for analyzing transactions between merchants and cardmembers, cause the computer-based system to be capable of performing operations comprising:
-
grouping, by the computer-based system, a merchant by industry in a merchant industry group; grouping, by the computer-based system, a cardmember by industry in a cardmember industry group, wherein the cardmember is a business organization; and analyzing, by the computer-based system, transaction data from a transaction between at least one merchant in said merchant industry group and at least one cardmember in said cardmember industry group, wherein the analyzing comprises determining an aggregate transaction value over a period of time between the merchant and the cardmember, wherein the analyzing further comprises filtering by cardmember account tenure and by merchant account tenure, wherein cardmember account tenure comprises a period of time during which the cardmember has held open a cardmember transaction account, and wherein merchant account tenure comprises a period of time during which the merchant has held open a merchant transaction account, developing, by the computer-based system, an industry strategy based upon the analysis; and targeting, by the computer-based system, a first advertisement to said merchant and a second advertisement to said cardmember. - View Dependent Claims (14, 15, 16, 17)
-
Specification