System and method for data management and financial transaction categorization
First Claim
1. A transaction management system, comprising:
- a database system configured to receive and store data for a plurality of financial transactions, the data for the plurality of financial transactions being associated with a plurality of financial accounts of a user; and
a server system coupled to the database system and configured to categorize the plurality of financial transactions into a plurality of categories, the server system being further configured to provide a plurality of user interfaces to the user, each user interface providing a display of a different portion of the plurality of financial transactions, each user interface configured toenable a user to select a link configured to direct the user to an image of a check associated with one of the plurality of financial transactions;
provide the user with a display of the image of the check; and
enable the user to categorize the financial transaction into a one of the merchant categories.
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Accused Products
Abstract
A transaction management system includes a database system configured to receive and store data for a plurality of financial transactions, the data for the plurality of financial transactions being associated with a plurality of financial accounts of a user. The system further includes a server system coupled to the database system and configured to categorize the plurality of financial transactions into a plurality of categories, the categories including merchant categories and payment method categories, the server system being further configured to provide a plurality of user interfaces to the user, each user interface providing a display of a different portion of the plurality of financial transactions, each user interface configured to enable a user to select a link configured to direct the user to an image of a check associated with one of the plurality of financial transactions; and categorize the financial transaction into a one of the merchant categories.
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Citations
21 Claims
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1. A transaction management system, comprising:
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a database system configured to receive and store data for a plurality of financial transactions, the data for the plurality of financial transactions being associated with a plurality of financial accounts of a user; and a server system coupled to the database system and configured to categorize the plurality of financial transactions into a plurality of categories, the server system being further configured to provide a plurality of user interfaces to the user, each user interface providing a display of a different portion of the plurality of financial transactions, each user interface configured to enable a user to select a link configured to direct the user to an image of a check associated with one of the plurality of financial transactions; provide the user with a display of the image of the check; and enable the user to categorize the financial transaction into a one of the merchant categories. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computer-implemented transaction management system, the system comprising:
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a processor and program logic stored in memory and executable by the processor, the program logic comprising; account management logic configured to manage bank accounts respectively associated with a plurality of account holders at a bank, the account management logic configured to process transactions for the bank accounts, the transactions including credit card transactions and check transactions; interface logic configured to connect the transaction management system to computer systems associated with the plurality of account holders by way of the Internet, the interface logic providing the plurality of account holders with web access to an on-line banking area of the bank, the interface logic further configured to; provide a display of a plurality of categories, wherein the transactions are categorized into the plurality of categories; provide a display of a check image associated with at least one of the transactions; provide a first link selectable to enable an account holder to categorize the at least one of the transactions. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A method of managing financial data, comprising:
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managing at a computer server bank accounts respectively associated with a plurality of account holders for a bank, including processing transactions for the bank accounts, the transactions including at least credit card transactions and checking transactions; storing data for the transactions in a computer-implemented storage device provided by the bank; categorizing at the computer server the transactions into a plurality of categories based on the data, the plurality of categories including at least merchant categories; establishing by the computer server a connection with one of the account holders via the Internet, including providing the account holder with web access to an on-line banking area of a website of the bank; providing by the computer server a first display of at least a portion of the plurality of categories to the account holder; receiving at the computer server a first input from the account holder; responsive to the first input, providing by the computer server a second display of a check image associated with one of the transactions; receiving at the computer server a second input from the account holder categorizing the transaction into one of the merchant categories; and responsive to the second input, updating by the computer server the first display to reflect the categorization of the transaction. - View Dependent Claims (16, 17, 18, 19, 20, 21)
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Specification