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Generating and suggesting phrases

  • US 8,706,643 B1
  • Filed: 01/13/2009
  • Issued: 04/22/2014
  • Est. Priority Date: 01/13/2009
  • Status: Active Grant
First Claim
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1. One or more non-transitory computer-readable media storing computer-executable instructions that, when executed on one or more processors, perform acts comprising:

  • analyzing multiple corpuses of text to generate a first corpus of phrases, wherein individual phrases comprise at least two grammatically-correct words automatically generated based at least in part on information associated with a user;

    filtering the first corpus of phrases to define a second corpus of phrases comprising fewer phrases than the first corpus of phrases;

    suggesting, to the user, phrases of the second corpus of phrases;

    receiving a selection of a phrase of the suggested phrases from the user;

    associating the selected phrase with the user and with one or more of a payment instrument associated with the user, a location associated with the user, or a delivery method associated with the user;

    associating one or more rules to the selected phrase;

    receiving a request to conduct a transaction with use of the selected phrase;

    approving the requested transaction if the associated rules allow for the requested transaction with use of the phrase; and

    declining the requested transaction if the associated rules do not allow for the requested transaction with use of the phrase.

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