Automated transaction machine

• US 8,708,231 B2
• Filed: 09/15/2012
• Issued: 04/29/2014
• Est. Priority Date: 05/10/1996
• Status: Expired due to Fees

• Current Assignee: Transaction Holdings Ltd LLC
• Original Assignee: Transaction Holdings Ltd LLC
• Inventors: Barcelou, David M.
• Primary Examiner(s): LE, THIEN MINH
• Application Number:
  US13/621,196
• Publication Number:
  US 20130008953A1
• Time in Patent Office: 591 Days
• Field of Search: 235/380, 235/379, 235/375, 235/382, 235/382.5, 235/492, 235/493, 235/486
• US Class Current: 235/380
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G07F 17/0014 for vending, access and use of specific services not covered anywhere else in G07F17/00 meter-controlled dispensing of liquid, gas or electricity G07F15/00
• CPC Class Codes: G07F 17/32 for games, toys, sports, or amusements
• CPC Class Codes: G07F 17/3255 Incentive, loyalty and/or promotion schemes, e.g. comps, gaming associated with a purchase, gaming funded by advertisements
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G07F 19/206 Software aspects at ATMs

Abstract

An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the course of delivering the goods or services offered, so for example in a combination ATM and Internet kiosk the same credit card or smart card reader is used for both the ATM and the Internet kiosk functions, the same control screen activates the ATM functions and the Internet functions, and etc.

Claims

1. An automated transaction machine system that provides a plurality of retail goods and services to a consumer, comprising:

an automated teller machine (ATM);

a user interface to the ATM;

a computerized control for providing network access and control means for the consumer to selectively access a cash or currency dispensing service and selectively access a network providing payment services, said network utilizing at least one Internet protocol (IP) network connection;

whereupon the consumer can purchase two immediately rendered goods, services or a combination of goods and services, in a single transaction.

2. The automated transaction machine system according to claim 1 wherein said at least one Internet protocol (IP) network connection is via a communications service provider.

3. The automated transaction machine system according to claim 1, further comprising means for consummating the purchase via the computerized control.

4. The automated transaction machine system according to claim 2, further comprising means for communicating a receipt to the user via e-mail after the purchase is consummated.