Enhanced claims damage estimation using aggregate display
First Claim
1. A method comprising:
- receiving, at an agent processor, one or more photos related to damage of an item, wherein the received photos are associated with claim information;
receiving a first annotation associated with a first photo of the one or more photos and a second photo of the one or more photos, wherein the first annotation indicates damage to the item;
receiving estimate data associated with a damaged part of the item for the first annotation;
determining cost information for the first annotation based on the received estimate data;
calculating an estimate for the first annotation based on the received estimate data and the determined cost information;
receiving an indication for viewing data about the first annotation; and
displaying the calculated estimate, the first photo associated with the first annotation, and the second photo associated with the first annotation.
1 Assignment
0 Petitions
Accused Products
Abstract
Systems and methods provide for an automated system for analyzing damage to process claims associated with an insured item, such as a vehicle. An enhanced claims processing server may analyze damage associated with the insured item using photos/video transmitted to the server from a user device (e.g., a mobile device). The enhanced claims processing server may submit a signal that locks one or more portions of an application on the mobile device used to submit the photos/videos. The mobile device may receive feedback from the server regarding the acceptability of submitted photos/video. The photos may further be annotated using, for example, a touch screen display. An estimate, such as a cost estimate, may be determined for the damage associated with the insured item based on the photos and/or annotations.
331 Citations
20 Claims
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1. A method comprising:
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receiving, at an agent processor, one or more photos related to damage of an item, wherein the received photos are associated with claim information; receiving a first annotation associated with a first photo of the one or more photos and a second photo of the one or more photos, wherein the first annotation indicates damage to the item; receiving estimate data associated with a damaged part of the item for the first annotation; determining cost information for the first annotation based on the received estimate data; calculating an estimate for the first annotation based on the received estimate data and the determined cost information; receiving an indication for viewing data about the first annotation; and displaying the calculated estimate, the first photo associated with the first annotation, and the second photo associated with the first annotation. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A system comprising:
a first computing device configured to; receive one or more photos related to damage of an item, wherein the one or more photos are associated with claim information; receive a first annotation associated with a first photo of the one or more photos and a second photo of the one or more photos, wherein the first annotation indicates damage to the item; receive estimate data associated with a damaged part of the item for the first annotation; determine cost information for the first annotation based on the received estimate data; calculate an estimate for the first annotation based on the received estimate data and the determined cost information; receive an indication for viewing data about the first annotation; and display the calculated estimate, the first photo associated with the first annotation, and the second photo associated with the first annotation. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19)
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20. An apparatus comprising:
a processor configured to; receive one or more photos related to damage of an item, wherein the one or more photos are associated with claim information; receive a first annotation associated with a first photo of the one or more photos and a second photo of the one or more photos, wherein the first annotation indicates damage to the item; receive estimate data associated with a damaged part of the item for the first annotation; determine cost information for the first annotation based on the received estimate data; calculate an estimate for the first annotation based on the received estimate data and the determined cost information; and receive an indication for viewing data about the first annotation.
Specification