Methods and systems for providing customized risk mitigation/recovery to an insurance customer
First Claim
1. A loss mitigation computer system, comprising:
- a computer processing device; and
computer software that when executed by the computer processing device results in;
providing a customer interface;
receiving, by the customer interface and from an insurance customer computer system having at least one computer processor and via a communications network, customer data;
processing the customer data;
identifying, responsive to the customer data, at least one peril comprising at least one of theft and damage;
generating at least one risk mitigation option based on the at least one peril;
transmitting the at least one risk mitigation option to the insurance customer computer system;
receiving, from the insurance customer computer system, at least one customer selected risk mitigation option responsive to the generated at least one risk mitigation option; and
generating at least one of a calculated insurance premium, a current risk assessment, a future risk assessment, recommendations, and a gap analysis, based on the received at least one customer selected risk mitigation option.
1 Assignment
0 Petitions
Accused Products
Abstract
A loss mitigation computer system includes a customer interface electronically receiving customer information data from a customer computer system via a communications network, a risk assessment computer processing module processing the customer information data and identifying at least one peril associated with the customer information data, a risk mitigation computer processing module generating at least one risk mitigation option based on the at least one peril and receiving customer selected risk mitigation options responsive to the generated at least one risk mitigation option from the customer computer system; and a customization computer processing module generating at least one of a calculated insurance premium, a current risk assessment, a future risk assessment, recommendations, and a gap analysis based on the received at least one customer selected risk mitigation option. Various alternative embodiments are also disclosed, including a computer implemented loss mitigation method and/or loss recovery system.
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Citations
14 Claims
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1. A loss mitigation computer system, comprising:
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a computer processing device; and computer software that when executed by the computer processing device results in; providing a customer interface; receiving, by the customer interface and from an insurance customer computer system having at least one computer processor and via a communications network, customer data; processing the customer data; identifying, responsive to the customer data, at least one peril comprising at least one of theft and damage; generating at least one risk mitigation option based on the at least one peril; transmitting the at least one risk mitigation option to the insurance customer computer system; receiving, from the insurance customer computer system, at least one customer selected risk mitigation option responsive to the generated at least one risk mitigation option; and generating at least one of a calculated insurance premium, a current risk assessment, a future risk assessment, recommendations, and a gap analysis, based on the received at least one customer selected risk mitigation option. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method, comprising:
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providing, by a computer processing device, a customer interface; receiving, by the customer interface and from an insurance customer computer system and via a communications network, customer data; processing, by the computer processing device, the customer data; identifying, by the computer processing device and responsive to the customer data, at least one peril comprising at least one of theft and damage; generating, by the computer processing device, at least one risk mitigation option based on the at least one peril; transmitting, by the computer processing device and to the insurance customer computer system, the at least one risk mitigation option; receiving, by the computer processing device and from the insurance customer computer system, at least one customer selected risk mitigation option responsive to the generated at least one risk mitigation option; and generating, by the computer processing device, at least one of a calculated insurance premium, a current risk assessment, a future risk assessment, recommendations, and a gap analysis, based on the received at least one customer selected risk mitigation option. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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Specification