Unified transportation payment system

• US 8,733,645 B2
• Filed: 10/28/2011
• Issued: 05/27/2014
• Est. Priority Date: 10/28/2011
• Status: Active Grant

• Current Assignee: LG CNS Company Limited (LBHunet Co., Ltd.)
• Original Assignee: LG CNS Company Limited (LBHunet Co., Ltd.)
• Inventors: Cho, Juik, Lee, Yunyeop
• Primary Examiner(s): Labaze, Edwyn
• Application Number:
  US13/283,872
• Publication Number:
  US 20130105576A1
• Time in Patent Office: 942 Days
• Field of Search: 235/384, 235/380, 235/375, 235/487, 235/492, 235/451, 705/75, 705/53, 705 64- 65
• US Class Current: 235/384
• CPC Class Codes: G06F 21/77 in smart cards
• CPC Class Codes: G06F 2221/2153 Using hardware token as a secondary aspect
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/352 Contactless payments by cards

Abstract

Embodiments of the present invention relate to an electronic payment system and more particularly to a unified transportation payment system. In one embodiment, a passenger uses a card which has been set up for use within the transportation system to pay transportation costs. The card contains data including information representing a monetary value. The passenger uses the card at a card reader located at the transportation center. The card reader includes an application programming interface (API) which receives the data read from the card including information representing the monetary value stored on the card. The monetary value is adjusted by assessing an amount corresponding to a value associated with the transaction.

Claims

1. A transportation payment system, the system comprising:

a card for storing data including information representing a monetary value; and

an accepting device having a card reader, wherein the accepting device includes at least one computer in operative connection with the card reader, wherein the at least one computer is configured to access a card reader interface application, wherein the card reader interface application is configured to;

read card data stored on the card including information representing the monetary value stored on the card;

determine a format classification based on a format of the card data; and

generate mapped data by decoding the card data based on the format classification, wherein the mapped data is recognizable by the card reader.

2. The transportation payment system of claim 1, wherein the card reader interface application is further configured to cause the card reader to:

receive payment data including a monetary amount associated with a transportation cost;

encode the payment data based on a format recognizable by the card; and

write the encoded payment data to the card.

3. The transportation payment system of claim 2, wherein the card reader interface application is further configured to cause the card reader to adjust the monetary value on the card based on the encoded transaction data.

4. The transportation payment system of claim 2, wherein the card reader interface application is further configured is wirelessly write the encoded payment data to the card.

5. The transportation payment system of claim 1, wherein the at least one computer is further configured to receive the mapped card data.

6. The transportation payment system of claim 1, wherein the card reader interface application is further configured to wirelessly read card data stored on the card.

7. The transportation payment system of claim 1, the transportation payment system comprising a card-based platform.

8. A method for processing a payment transaction in a transportation system, comprising:

storing data including information representing a monetary value on a card;

reading card data stored on the card including information representing the monetary value stored on the card;

determining a format classification based on a format of the card; and

generating mapped data by decoding the card data based on the format classification, wherein the mapped data is recognizable by the card reader.

9. The method of claim 8, further comprising:

receiving payment data including a monetary amount associated with a transportation cost;

encoding the payment data based on a format recognizable by the card; and

writing the encoded payment data to the card.

10. The method of claim 9, further comprising adjusting the monetary value on the card based on the encoded payment data.

11. The method of claim 9, further comprising wirelessly writing the encoded payment data to the card.

12. The method of claim 8, further comprising wirelessly reading the card data stored on the card.

13. A method for deploying a transportation payment system, comprising:

providing a card for storing data including information representing a monetary value; and

providing an accepting device having a card reader, wherein the accepting device includes at least one computer in operative connection with the card reader, wherein the at least one computer is configured to access a card reader interface application, wherein the card reader interface application is configured to control operation of the card reader to carry out a transaction, wherein the card reader interface application is configured to cause the card reader to;

read card data stored on the card including information representing the monetary value stored on the card;

determine a format classification based on a format of the card data; and

generate mapped data by decoding the card data based on the format classification, wherein the mapped data is recognizable by the card reader.

14. The method of claim 13, wherein the card reader interface application is further configured to decode any encoded card data stored on the card.

15. The method of claim 13, wherein the card reader interface application is further configured to:

receive payment data including a monetary amount associated with a transportation cost;

encode the payment data based on a format recognizable by the card; and

write the encoded payment data to the card.

16. The method of claim 15, wherein the card reader interface application is further configured to wirelessly write the encoded payment data to the card.

17. The method of claim 13, wherein the card reader is configured to wirelessly read the card data stored on the card.

18. A computer program product for processing a payment transaction in a transportation system, the computer program product comprising a non-transitory computer readable storage medium, and program instructions stored on the non-transitory computer readable storage medium, to:

store data including information representing a monetary value on a card;

read card data stored on the card including information representing the monetary value stored on the card;

determine a format classification based on a format of the card data; and

generate mapped data by decoding the card data based on the format classification, wherein the mapped data is recognizable by the card reader.

19. The computer program product of claim 18, further comprising program instructions to decode any encoded card data stored on the card.

20. The computer program product of claim 18, further comprising program instructions to:

receive payment data including a monetary amount associated with a transportation cost;

encode the payment data based on a format recognizable by the card; and

write the encoded payment data to the card.

21. The computer program product of claim 18, further comprising program instructions to wirelessly read the card data stored on the card.

22. The computer program product of claim 18, further comprising program instructions to wirelessly write the encoded payment data to the card.