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Managing recurring payments from mobile terminals

  • US 8,737,959 B2
  • Filed: 06/21/2012
  • Issued: 05/27/2014
  • Est. Priority Date: 08/21/2001
  • Status: Expired due to Term
First Claim
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1. A method comprising performing following acts at a payment processor computer configured to manage transactions related to one or more services provided by service providers that comprise a first service provider and a second service provider, the transactions being payable by one or more payment cards:

  • processing a first request to authorize first recurring payments to the first service provider, the recurring payments payable by a first payment card of the one or more payment cards;

    receiving a second request to authorize second recurring payments to the second service provider, the second recurring payments payable by a second payment card of the one or more payment cards, and wherein the first and second payment cards are the same payment card or separate payment cards;

    in response to the second request, using a first mediator server to obtain confirmation from the holder of the payment cards that the second service provider may propose services to the holder of the payment cards;

    creating a token that identifies the second service provider, wherein the token fails to globally identify the second payment card but identifies the second payment card within payment cards issued to a holder of the payment cards;

    sending the created token to a second mediator server; and

    receiving from the first or second mediator server an acceptance notification indicating that the holder of the specific payment card has used a mobile terminal via a mobile network to authorize the second recurring payments to the second service provider, wherein the first mediator server and the second mediator server are the same mediator server or different mediator servers.

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