System and method for processing an insured property loss
First Claim
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1. A system for processing an insured property loss, the system comprising:
- a network interface for communicating via a network with an insured property owner;
an input device coupled to an information database comprising previously collected information on the insured property owner;
a database creation engine for creating an insured property loss database related to an insured property loss of the insured property owner, the database creation engine coupled to the information database; and
an insured property loss processing engine for processing an insured property loss of the insured property owner, wherein the insured property loss processing engine is coupled to the information database, the processing comprising;
the database creation engine searching the information database, retrieving the previously collected information on the insured property owner, and including the previously collected information in the insured property loss database; and
recording a plurality of details of the insured property loss in the insured property loss database electronically by using the input device to select a plurality of insured property loss details data from a plurality of structured insured property loss detail menus, wherein the plurality of structured insured property loss detail menus comprise a first structured insured property loss detail menu that provides a list of multiple types of property insured by the insurance provider wherein a user selects a type of property from the list based upon the one or more types of insured property that have been involved in the insured property loss and a second structured insured property loss detail menu and the selection of first insured property loss detail data on the first structured insured property loss detail menu determines the availability of second insured property loss detail data on the second structured insured property loss detail menu wherein the second structured insured property loss detail menu provides a list of multiple types of property descriptions wherein a user selects a description from the list based upon the one or more types of property that have been selected from the first structured insured property loss detail menu, and wherein the second insured property loss detail data comprises the previously collected information; and
a data analyzing engine for statistically comparing the insured property loss of the insured property owner with a plurality of other insured property losses.
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Accused Products
Abstract
Disclosed are systems and methods for processing an insured property loss. The systems and methods communicate with an insured property owner and process an insured property loss of the insured property owner by recording a plurality of details of the insured property loss by selecting a plurality of insured property loss details data from a plurality of structured insured property loss detail menus.
13 Citations
27 Claims
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1. A system for processing an insured property loss, the system comprising:
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a network interface for communicating via a network with an insured property owner; an input device coupled to an information database comprising previously collected information on the insured property owner; a database creation engine for creating an insured property loss database related to an insured property loss of the insured property owner, the database creation engine coupled to the information database; and an insured property loss processing engine for processing an insured property loss of the insured property owner, wherein the insured property loss processing engine is coupled to the information database, the processing comprising; the database creation engine searching the information database, retrieving the previously collected information on the insured property owner, and including the previously collected information in the insured property loss database; and recording a plurality of details of the insured property loss in the insured property loss database electronically by using the input device to select a plurality of insured property loss details data from a plurality of structured insured property loss detail menus, wherein the plurality of structured insured property loss detail menus comprise a first structured insured property loss detail menu that provides a list of multiple types of property insured by the insurance provider wherein a user selects a type of property from the list based upon the one or more types of insured property that have been involved in the insured property loss and a second structured insured property loss detail menu and the selection of first insured property loss detail data on the first structured insured property loss detail menu determines the availability of second insured property loss detail data on the second structured insured property loss detail menu wherein the second structured insured property loss detail menu provides a list of multiple types of property descriptions wherein a user selects a description from the list based upon the one or more types of property that have been selected from the first structured insured property loss detail menu, and wherein the second insured property loss detail data comprises the previously collected information; and a data analyzing engine for statistically comparing the insured property loss of the insured property owner with a plurality of other insured property losses. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A computer implemented method for processing an insured property loss, the method comprising;
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communicating with an insured property owner by coupling a insured property owner network to an insurance provider network; and processing an insured property loss of the insured property owner with the insurance provider computer system, the processing comprising; retrieving previously collected information on the insured property owner and creating an insured property loss database by a database creation engine, that corresponds to the insured property loss and includes the previously collected information; recording a plurality of details of the insured property loss in the insured property loss database electronically by using an input device coupled to an information handling system to select a plurality of insured property loss details data from a plurality of structured insured property loss detail menus that are provided using computer-executable instructions located on a computer-readable medium in the information handling system, wherein the plurality of structured insured property loss detail menus comprise a first structured insured property loss detail menu that provides a list of multiple types of property insured by the insurance provider wherein a user selects a type of property from the list based upon the one or more types of insured property that have been involved in the insured property loss and a second structured insured property loss detail menu and the selection of first insured property loss detail data on the first structured insured property loss detail menu determines the availability of second insured property loss detail data on the second structured insured property loss detail menu wherein the second structured insured property loss detail menu provides a list of multiple types of property descriptions wherein a user selects a description from the list based upon the one or more types of property that have been selected from the first structured insured property loss detail menu, and wherein the second insured property loss detail data comprises the previously collected information; and statistically comparing the insured property loss of the insured property owner with a plurality of other insured property losses. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18)
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19. A non-transitory computer-readable medium comprising computer-readable instructions for processing an insured property loss, said computer-readable instructions, when executed by a computer, causing the computer to:
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communicate with an insured property owner; and process an insured property loss of the insured property owner, the processing comprising; retrieving previously collected information on the insured property owner and creating an insured property loss database that includes the previously collected information; recording a plurality of details of the insured property loss in the insured property loss database electronically by using an input device coupled to an information handling system to select a plurality of insured property loss details data from a plurality of structured insured property loss detail menus that are provided using computer-executable instructions located on the computer-readable medium of the information handling system, wherein the plurality of structured insured property loss detail menus comprise a first structured insured property loss detail menu that provides a list of multiple types of property insured by the insurance provider wherein a user selects a type of property from the list based upon the one or more types of insured property that have been involved in the insured property loss and a second structured insured property loss detail menu and the selection of first insured property loss detail data on the first structured insured property loss detail menu determines the availability of second insured property loss detail data on the second structured insured property loss detail menu wherein the second structured insured property loss detail menu provides a list of multiple types of property descriptions wherein a user selects a description from the list based upon the one or more types of property that have been selected from the first structured insured property loss detail menu, and wherein the second insured property loss detail data comprises the previously collected information; and statistically comparing the insured property loss of the insured property owner with a plurality of other insured property losses. - View Dependent Claims (20, 21, 22, 23, 24, 25, 26, 27)
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Specification