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Techniques for mobile transaction processing

  • US 8,738,540 B2
  • Filed: 10/31/2011
  • Issued: 05/27/2014
  • Est. Priority Date: 10/31/2011
  • Status: Active Grant
First Claim
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1. A processor-implemented method programmed in a non-transitory processor-readable medium and to execute on one or more processors of a server configured to execute the method, comprising:

  • receiving, at a server, a request to complete a transaction session occurring between a consumer and an enterprise terminal device, wherein the request comprises a uniform resource locator (URL) link specific to the transaction session;

    generating, by the server, a unique token, wherein the token comprises the URL and a transaction ID;

    providing, from the server, the unique token back to the enterprise terminal device for uniquely identifying the transaction;

    acquiring, at the server, and from a mobile device the unique token that is signed by the mobile device;

    validating, at the server, the signed token; and

    completing, by the server, the transaction using payment details associated with the consumer.

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