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Payment processing system including mobile wireless communications device to send a payment confirmation to a transaction terminal and associated methods

  • US 8,740,064 B2
  • Filed: 04/08/2011
  • Issued: 06/03/2014
  • Est. Priority Date: 04/08/2011
  • Status: Active Grant
First Claim
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1. A payment processing system comprising:

  • a transaction terminal having a merchant account associated therewith, and said transaction terminal comprising a first wireless device;

    a payment server; and

    a mobile wireless communications device having a purchaser account associated therewith, and said mobile wireless communication device comprising a second wireless device and a processor coupled to said second wireless device, said processor configured to send transaction information to said payment server;

    said payment server configured to cause a transfer of funds from the purchaser account to the merchant account based upon the transaction information, and to send payment confirmation to said mobile wireless communications device based upon the transfer of funds;

    said processor configured to send the payment confirmation to said transaction terminal via said first and second wireless devices.

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