Method for transferring an amount to be paid
First Claim
Patent Images
1. A method for transferring an amount to be paid, comprising:
- searching for available wireless computing devices;
selecting a payee via input provided through one of the available wireless computing devices;
selecting a payment option for transferring a payment amount to the payee;
entering the payment amount via the wireless computing device;
authorizing payment instructions to the payee through direct communication with an entity maintaining an account of a payor, the authorizing comprising associating the payment amount with payment remittance information arranged within a computer readable data structure, the payment remittance information further comprises a structured remittance data, wherein at least part of the payment remittance information is kept hidden from the payee; and
receiving confirmation that the payment amount was received by the payee, wherein each method operation is executed through a processor.
1 Assignment
2 Petitions
Accused Products
Abstract
A method for transferring an amount to be paid is provided. The method includes searching for available wireless devices and selecting a payee via input provided through one of the available wireless devices. The method includes selecting a payment option for transferring a payment amount to the payee and entering the payment amount. The method includes authorizing payment instructions to the payee and receiving confirmation that the payment amount was received by the payee.
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Citations
17 Claims
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1. A method for transferring an amount to be paid, comprising:
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searching for available wireless computing devices; selecting a payee via input provided through one of the available wireless computing devices; selecting a payment option for transferring a payment amount to the payee; entering the payment amount via the wireless computing device; authorizing payment instructions to the payee through direct communication with an entity maintaining an account of a payor, the authorizing comprising associating the payment amount with payment remittance information arranged within a computer readable data structure, the payment remittance information further comprises a structured remittance data, wherein at least part of the payment remittance information is kept hidden from the payee; and receiving confirmation that the payment amount was received by the payee, wherein each method operation is executed through a processor. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A method for transferring an amount to be paid, the method comprising;
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locating a gateway link providing access to a database; selecting a payment option for transferring a payment amount to the payee through a wireless computing device; entering the payment amount via the wireless computing device; authorizing payment instructions to the payee, wherein the authorizing is performed without intervention of the payee; and receiving confirmation through the gateway link that the payment amount was received by the payee, wherein the payee is prohibited from altering data contained in the payment instructions, and wherein each method operation is executed through a processor. - View Dependent Claims (13, 14, 15, 16, 17)
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Specification