Using a mobile device as a point of sale terminal
First Claim
1. A method comprising:
- calculating a total purchase amount;
electronically receiving purchase information including payment credentials from a user, the purchase information received by using a non-browser based payment application at a mobile device, the payment credentials associated with a credit card, a debit card, or a prepaid card, the mobile device including a mobile device display, a mobile device processor, a mobile device radio transceiver configured to support voice and data interactions through a first communication channel, a mobile device wireless fidelity (Wi-Fi) transceiver, and a mobile device memory configured to maintain an operating system platform non browser based payment application configured to facilitate payment processing at a remote server;
generating a payment authorization request at the mobile device;
wirelessly transmitting the payment authorization request and payment credentials from the mobile device to the remote server;
sending a request from the payment application to the remote server for a digital artifact for display within a specific payment application generated screen, the specific payment application generated screen corresponding to a specific screen, scene, or real estate property, the selection of the digital artifact performed by the remote server is based on correlating targeting parameters;
receiving the digital artifact at the payment application from the remote server, the remote server configured to authorize payment using the payment credentials; and
displaying on the mobile device display the digital artifact received from the remote server within the specific payment application generated screen.
2 Assignments
0 Petitions
Accused Products
Abstract
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
-
Citations
18 Claims
-
1. A method comprising:
-
calculating a total purchase amount; electronically receiving purchase information including payment credentials from a user, the purchase information received by using a non-browser based payment application at a mobile device, the payment credentials associated with a credit card, a debit card, or a prepaid card, the mobile device including a mobile device display, a mobile device processor, a mobile device radio transceiver configured to support voice and data interactions through a first communication channel, a mobile device wireless fidelity (Wi-Fi) transceiver, and a mobile device memory configured to maintain an operating system platform non browser based payment application configured to facilitate payment processing at a remote server; generating a payment authorization request at the mobile device; wirelessly transmitting the payment authorization request and payment credentials from the mobile device to the remote server; sending a request from the payment application to the remote server for a digital artifact for display within a specific payment application generated screen, the specific payment application generated screen corresponding to a specific screen, scene, or real estate property, the selection of the digital artifact performed by the remote server is based on correlating targeting parameters; receiving the digital artifact at the payment application from the remote server, the remote server configured to authorize payment using the payment credentials; and displaying on the mobile device display the digital artifact received from the remote server within the specific payment application generated screen. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
-
-
10. A system comprising:
-
a mobile device memory configured to maintain a mobile operating system platform non browser based payment application configured to facilitate payment processing at a remote server, wherein a payment authorization request is generated at a mobile device; a mobile device input interface associated with a plurality of mobile device transceivers including a mobile device radio transceiver configured to support voice and data interactions through a first communication channel and a mobile device wireless fidelity (Wi-Fi) transceiver, the mobile device input interface configured to receive purchase information including payment credentials from a user, the purchase information received by using the non-browser based payment application at the mobile device, the payment credentials associated with a credit card, debit card, or a prepaid card; a mobile device output interface configured to wirelessly transmit the payment authorization request and payment credentials from the mobile device to the remote server; a mobile device processor configured to; calculate a total purchase amount; send a request for a digital artifact for display within a specific payment application generated screen to the remote server, the specific payment application generated screen corresponding to a specific screen, scene, or real estate property, wherein the remote server maintains plurality of user profiles and digital artifacts and selects the digital artifact based on correlating targeting parameters; and receive the digital artifact from the remote server, the remote server configured to authorize payment using the payment credentials; and a mobile device display configured to display the digital artifact received from the remote server within the specific payment application generated screen. - View Dependent Claims (11, 12, 13, 14, 15, 16, 17, 18)
-
Specification