Financial assessment systems and methods
First Claim
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1. A method of providing financial counseling, the method comprising:
- providing a computer having a processor and memory;
obtaining, via the processor, business rules for analyzing financial data of an individual;
generating, via the processor, a financial assessment including one or more recommendations, by analyzing the financial data using the business rules;
generating, via the processor, a graphical representation of the financial assessment of the individual as a single view synopsis, wherein the graphical representation of the financial assessment is divided into a plurality of sections corresponding to different components of the financial assessment and wherein the one or more recommendations are associated with at least one of the different components of the financial assessment;
graphically indicating, via the processor, within the graphical representation of the financial assessment, presence of the one or more recommendations for the at least one of the different components of the financial assessment, by visually highlighting with one or more visual indicators, at least one of the plurality of sections of the graphical representation corresponding to the at least one of the different components of the financial assessment; and
updating, via the processor, the one or more recommendations in response to a change in the financial assessment.
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Abstract
Financial assessment systems, methods and graphical user interfaces are described. Financial information for an individual is received and integrated in a financial plan. A synopsis view of the financial plan is graphically presented. The synopsis view of the financial plan may include one or more financial recommendations for the individual. The recommendations and the synopsis view may be updated in real-time in response to a change in the financial information. The recommendations and the synopsis view may be used by the individual who is the subject of the financial plan or may be used by financial advisors. Other embodiments may be described and claimed.
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Citations
20 Claims
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1. A method of providing financial counseling, the method comprising:
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providing a computer having a processor and memory; obtaining, via the processor, business rules for analyzing financial data of an individual; generating, via the processor, a financial assessment including one or more recommendations, by analyzing the financial data using the business rules; generating, via the processor, a graphical representation of the financial assessment of the individual as a single view synopsis, wherein the graphical representation of the financial assessment is divided into a plurality of sections corresponding to different components of the financial assessment and wherein the one or more recommendations are associated with at least one of the different components of the financial assessment; graphically indicating, via the processor, within the graphical representation of the financial assessment, presence of the one or more recommendations for the at least one of the different components of the financial assessment, by visually highlighting with one or more visual indicators, at least one of the plurality of sections of the graphical representation corresponding to the at least one of the different components of the financial assessment; and updating, via the processor, the one or more recommendations in response to a change in the financial assessment. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A system for providing financial counseling, the system comprising:
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a processor; a computer-readable medium coupled to the processor and storing a plurality of instructions, which, when executed, cause the processor to provide financial counseling, the plurality of instructions comprising; instructions that cause the processor to obtain business rules for analyzing financial data of an individual; instructions that cause the processor to generate a financial assessment including one or more recommendations, by analyzing the financial data using the business rules; instructions that cause the processor to generate a graphical representation of the financial assessment of the individual as a single view synopsis, wherein the graphical representation of the financial assessment is divided into a plurality of sections corresponding to different components of the financial assessment and wherein the one or more recommendations are associated with at least one of the different components of the financial assessment; instructions that cause the processor to graphically indicate, within the graphical representation of the financial assessment, presence of the one or more recommendations for at least one of the different components of the financial assessment, by visually highlighting with one or more visual indicators, at least one of the plurality of sections of the graphical representation corresponding to the at least one of the different components of the financial assessment; and instructions that cause the processor to update the one or more recommendations in response to a change in the financial assessment. - View Dependent Claims (10, 11, 12, 13, 14, 15)
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16. A non-transitory computer-readable storage medium comprising a plurality of computer-readable instructions tangibly embodied on the computer-readable storage medium, which, when executed by a data processor, provide financial counseling, the plurality of instructions comprising:
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instructions that cause the processor to obtain business rules for analyzing financial data of an individual; instructions that cause the processor to generate a financial assessment including one or more recommendations, by analyzing the financial data using the business rules; instructions that cause the processor to generate a graphical representation of the financial assessment of the individual as a single view synopsis, wherein the graphical representation of the financial assessment is divided into a plurality of sections corresponding to different components of the financial assessment and wherein the one or more recommendations are associated with at least one of the different components of the financial assessment; instructions that cause the processor to graphically indicate, within the graphical representation of the financial assessment, presence of the one or more recommendations for the at least one of the different components of the financial assessment, by visually highlighting with visual indicators, at least one of the plurality of sections of the graphical representation corresponding to the at least one of the different components of the financial assessment; and instructions that cause the processor to update the one or more recommendations in response to a change in the financial assessment. - View Dependent Claims (17, 18, 19, 20)
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Specification