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Method and system for implementing a card product with multiple customized relationships

  • US 8,752,759 B1
  • Filed: 06/24/2013
  • Issued: 06/17/2014
  • Est. Priority Date: 05/27/2005
  • Status: Active Grant
First Claim
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1. A computer implemented method for implementing a payment mechanism with multiple customized relationships, the method comprising the steps of:

  • associating, by at least one computer processor, a plurality of accounts with a payment mechanism for a customer wherein the plurality of accounts are funded by a funding account, each account having different account characteristics;

    identifying one or more priority rules for defining which account to invoke for the customer;

    monitoring, by at least one computer processor, customer behavior; and

    invoking one account from the plurality of accounts for the customer based at least in part on the one or more priority rules and customer behavior.

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