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System and method for text messaging of financial account data

  • US 8,756,129 B1
  • Filed: 10/11/2007
  • Issued: 06/17/2014
  • Est. Priority Date: 10/11/2007
  • Status: Active Grant
First Claim
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1. A method for providing access to financial information via a text message, the method comprising:

  • receiving, by a computer processor on a computing device, a text message from a customer;

    determining, by the computer processor, financial institution identifier number based on the text message;

    determining, by the computer processor, a customer identifier number based on the text message;

    determining, by the computer processor, whether the text message contains a request code;

    responsive to determining that the text message does contain the request code, sending, by the computing processor, a response to the text message from the computing device to the customer, the response comprising information being requested in the text message;

    responsive to determining that the text message does not contain the request code, determining, by the computer processor, a plurality of numerical request codes based on the financial institution identifier number and the customer identifier number, wherein one of the plurality of numerical request codes is a numerical request code for an auto loan balance; and

    sending, by the computing processor, a response to the text message from the computing device to the customer;

    the response comprising the plurality of numerical request codes.

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