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Non-financial transactions in a financial transaction network

  • US 8,762,239 B2
  • Filed: 01/12/2009
  • Issued: 06/24/2014
  • Est. Priority Date: 01/12/2009
  • Status: Active Grant
First Claim
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1. A financial transaction system, comprising:

  • a computer readable storage medium; and

    a processor in communication with the computer readable storage medium, the processor configured to;

    receive, from a reader device, a plurality of messages after the reader device has read non-financial transaction data relating to a financial transaction from a payment device storing the non-financial transaction data, the plurality of messages including;

    a financial transaction authorization request message for performing the financial transaction; and

    non-financial data including the non-financial transaction data relating to the financial transaction, the non-financial transaction data being transmitted from the reader device after the reader device has received a financial transaction authorization response message for completing the financial transaction, wherein the non-financial transaction data is erased from the reader device after transmission of the non-financial transaction dataparse each of the plurality of messages to identify data for performing the financial transaction and the non-financial transaction data contained in the plurality of messages; and

    store the data for performing the financial transaction and the non-financial transaction data in a computer readable storage memory such that the non-financial transaction data is associated with the data for performing the financial transaction.

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