Systems and methods for exchanging health care credits

• US 8,768,728 B2
• Filed: 11/15/2013
• Issued: 07/01/2014
• Est. Priority Date: 10/14/2011
• Status: Active Grant

• Current Assignee: Stage 5 Innovation, LLC
• Original Assignee: Stage 5 Innovation, LLC
• Inventors: Saidel, Andrew M., Rosen, David K.
• Primary Examiner(s): NGUYEN, TRAN N
• Application Number:
  US14/081,115
• Publication Number:
  US 20140074503A1
• Time in Patent Office: 228 Days
• Field of Search: 705/2
• US Class Current: 705/2
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 30/0215 Including financial accounts
• CPC Class Codes: G06Q 30/0226 Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G16H 50/20 for computer-aided diagnosis, e.g. based on medical expert systems

Abstract

Systems and methods for exchanging health care credits are described. Health care credits are transferable units of value representing good health, an improvement in health, or maintenance of health by an individual. The health care credits may be bought, sold, exchanged for goods and services, gifted or otherwise conveyed from one owner to another. Also disclosed are exchanges and markets for buying, selling, and trading health care credits, as well as derivative securities. The derivative securities or products are based on either the flow of health care credits through the system, or on health care information, which may have been generated to implement health care credit awards.

Claims

1. A method, implemented using a computing system, for encouraging healthy behavior in a social network, the method comprising:

determining, by an operator of the social network, that a member of the social network caused another member from the social network to engage in a health-beneficial behavior;

determining, using the computing system, an amount of health care credits to award to the member based on the health-beneficial behavior, wherein the health care credits represent good health, or improvement in health, or maintenance of health, and wherein a health care credit is a freely transferrable non-monetary consideration;

awarding the amount of health care credits to the member, wherein awarding includes depositing, using the computing system, the amount of health care credits into an account controlled by the member.

2. The method of claim 1, further comprising:

storing data describing the awarding of the health care credits to the member; and

providing the data to a data repository.

3. The method of claim 2, wherein the data in the data repository is analyzed by an entity that awards health care credits.

4. The method of claim 1, further comprising:

purchasing, by the operator of the social network, the amount of health care credits on a health care credit exchange.

5. The method of claim 1, further comprising:

receiving, by the operator of the social network, the amount of health care credits as a donation.

6. The method of claim 1 wherein the determining and the awarding are performed by the operator of the social network.

7. The method of claim 1, further comprising:

notifying the member of the social network that the member is eligible to be awarded health care credits for causing another member from the social network to engage in a health-beneficial behavior.

8. The method of claim 1, wherein the health-beneficial behavior comprises utilizing a health-benefiting product or utilizing a health-benefiting service.

9. The method of claim 1, further comprising:

receiving an instruction from the member to transfer one or more health care credits from the account controlled by the member; and

causing the transfer of the one or more health care credits from the account.

10. The method of claim 1, further comprising:

receiving an instruction from the member to sell one or more health care credits from the account controlled by the member; and

causing the sale of the one or more health care credits from the account on a health care credit exchange.

11. A system comprising:

a memory containing instructions; and

a processor, operably connected to the memory, that executes the instructions to perform operations comprising;

determining, by an operator of a social network, that a member of the social network caused another member from the social network to engage in a health-beneficial behavior;

determining an amount of health care credits to award to the member based on the health-beneficial behavior, wherein the health care credits represent good health, or improvement in health, or maintenance of health, and wherein a health care credit is a freely transferrable non-monetary consideration;

awarding the amount of health care credits to the member, wherein awarding includes depositing the amount of health care credits into an account controlled by the member.

12. The system of claim 11, wherein the operations further comprise:

purchasing, by the operator of the social network, the amount of health care credits on a health care credit exchange.

13. The system of claim 11, wherein the operations further comprise:

receiving, by the operator of the social network, the amount of health care credits as a donation.

14. The system of claim 11, wherein the determining and the awarding are performed by the operator of the social network.

15. The system of claim 11, wherein the operations further comprise:

notifying the member of the social network that the member is eligible to be awarded health care credits for causing another member from the social network to engage in a health-beneficial behavior.

16. The system of claim 11, wherein the health-beneficial behavior comprises utilizing a health-benefiting product or utilizing a health-benefiting service.

17. The system of claim 11, wherein the operations further comprise:

receiving an instruction from the member to transfer one or more health care credits from the account controlled by the member; and

causing the transfer of the one or more health care credits from the account.

18. The system of claim 11, wherein the operations further comprise:

receiving an instruction from the member to sell one or more health care credits from the account controlled by the member; and

causing the sale of the one or more health care credits from the account on a health care credit exchange.

19. The system of claim 11, wherein the operations further comprise:

storing data describing the awarding of the health care credits to the member; and

providing the data to a data repository.

20. A non-transitory computer-readable medium including instructions that when executed by a processor perform operations comprising:

determining, by an operator of a social network, that a member of the social network caused another member from the social network to engage in a health-beneficial behavior;

determining an amount of health care credits to award to the member based on the health-beneficial behavior, wherein the health care credits represent good health, or improvement in health, or maintenance of health, and wherein a health care credit is a freely transferrable non-monetary consideration;

awarding the amount of health care credits to the member, wherein awarding includes depositing the amount of health care credits into an account controlled by the member.

21. The non-transitory computer-readable medium of claim 20, wherein the operations further comprise:

storing data describing the awarding of the health care credits to the member; and

providing the data to a data repository.

22. The non-transitory computer-readable medium of claim 21, wherein the data in the data repository is analyzed by an entity that awards health care credits.

23. The non-transitory computer-readable medium of claim 20, wherein the operations further comprise:

purchasing, by the operator of the social network, the amount of health care credits on a health care credit exchange.

24. The non-transitory computer-readable medium of claim 20, wherein the operations further comprise:

receiving, by the operator of the social network, the amount of health care credits as a donation.

25. The non-transitory computer-readable medium of claim 20, wherein the determining and the awarding are performed by the operator of the social network.

26. The non-transitory computer-readable medium of claim 20, wherein the operations further comprise:

notifying the member of the social network that the member is eligible to be awarded health care credits for causing another member from the social network to engage in a health-beneficial behavior.

27. The non-transitory computer-readable medium of claim 20, wherein the health-beneficial behavior comprises utilizing a health-benefiting product or utilizing a health-benefiting service.

28. The non-transitory computer-readable medium of claim 20, wherein the operations further comprise:

receiving an instruction from the member to transfer one or more health care credits from the account controlled by the member; and

causing the transfer of the one or more health care credits from the account.

29. The non-transitory computer-readable medium of claim 20, wherein the operations further comprise:

receiving an instruction from the member to sell one or more health care credits from the account controlled by the member; and

causing the sale of the one or more health care credits from the account on a health care credit exchange.