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System and method for administering a loyalty program and processing payments

  • US 8,783,561 B2
  • Filed: 07/14/2006
  • Issued: 07/22/2014
  • Est. Priority Date: 07/14/2006
  • Status: Active Grant
First Claim
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1. A method of identifying a single loyalty program account of a user when the user uses one of a plurality of credit card numbers to pay for transactions at a retailer that provides discounts to the user through the single loyalty program account, the method being implemented by a processing platform having one or more physical processors programmed by one or more instructions to perform the method, the method comprising:

  • causing, by the processing platform, an association of a single loyalty program account that is related to the user and a plurality of credit card numbers that are related to the user to be stored such that the single loyalty program account is identifiable based on a use of any one of the plurality of credit card numbers, wherein the plurality of credit card numbers comprise a first credit card number that identifies a first credit card account of the user and a second credit card number that identifies a second credit card account of the user;

    receiving, by the processing platform, the first credit card number in association with a first transaction;

    identifying, by the processing platform, the single loyalty program account based on the first credit card number;

    identifying, by the processing platform, a first discount to be applied to the first transaction based on the single loyalty program account;

    causing, by the processing platform, the first discount to be applied to the first transaction;

    receiving, by the processing platform, the second credit card number in association with a second transaction different from the first transaction;

    identifying, by the one or more physical processors, the single loyalty program account based on the second credit card number;

    identifying, by the processing platform, a second discount to be applied to the second transaction based on the single loyalty program account; and

    causing, by the processing platform, the second discount to be applied to the second transaction.

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