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Retail deployment model

  • US 8,805,805 B1
  • Filed: 06/14/2012
  • Issued: 08/12/2014
  • Est. Priority Date: 02/15/2006
  • Status: Active Grant
First Claim
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1. A method for determining an insurance agency location, the method comprising:

  • (a) receiving at least one geographic region to be evaluated for placement of the insurance agency location;

    (b) receiving at least one distance band to a risk border to be evaluated for placement of the insurance agency location, wherein the at least one distance band to the risk border is calculated by considering a curvature of Earth and determining a distance between a furthest state boundary and the risk border;

    (c) determining at least two related zip codes to be evaluated based on the at least one geographic region received in step (a);

    (d) receiving modeling factors to be utilized in the determination of the insurance agency location;

    (e) displaying homeowner counts within the at least one distance band;

    (f) determining the insurance agency location based on the displayed homeowner counts and the received at least one distance band;

    (g) calculating a final score for each of the at least two zip codes determined in step (c), wherein step (g) further comprises;

    calculating a composite score for each of the at least two zip codes determined in (c); and

    (h) comparing the final scores for each of the at least two zip codes to rank order the at least two zip codes.

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