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Fraud resistant biometric financial transaction system and method

  • US 8,818,052 B2
  • Filed: 08/29/2012
  • Issued: 08/26/2014
  • Est. Priority Date: 10/02/2006
  • Status: Active Grant
First Claim
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1. A method for authorizing a transaction, comprising:

  • acquiring biometric data from a person in connection with a transaction;

    determining a probability of liveness, P1, of the person, and a probability of match, P2, between the person and data acquired from known individuals; and

    providing an authorization decision based on a combination of P1 and P2, the combination emphasizing the contribution of P1 in moving the authorization decision towards acceptance of the transaction.

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