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Centralized authentication system with safe private data storage and method

  • US 8,826,019 B2
  • Filed: 10/16/2012
  • Issued: 09/02/2014
  • Est. Priority Date: 02/05/2009
  • Status: Active Grant
First Claim
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1. An authentication and data retrieval method for providing access to a service provider to user information associated with a user'"'"'s relationship with the service provider, comprising the steps of:

  • authenticating using a user token a user presenting the user token at a user terminal, the user token having stored thereon a user ID;

    deriving a resource identifier using at least two data input elements, the at least two data input elements including the user ID of the user and a service provider ID of the service provider, wherein the user information is stored in a storage network and the resource identifier is associated with the user information;

    retrieving the user information from the storage network using the resource identifier; and

    providing the retrieved user information to the service provider.

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