Systems and methods for registering a user across multiple websites

• US 8,832,809 B2
• Filed: 05/31/2012
• Issued: 09/09/2014
• Est. Priority Date: 06/03/2011
• Status: Active Grant

• Current Assignee: Trust Payments Ltd. (Trust Payments Holdings Ltd.)
• Original Assignee: UC Group Ltd.
• Inventors: Paulsen, Kobus, Thom, Christopher D., Hughes, Ian, Holland, Mark
• Primary Examiner(s): Revak, Christopher
• Assistant Examiner(s): Chiang, Jason C
• Application Number:
  US13/485,252
• Publication Number:
  US 20120311684A1
• Time in Patent Office: 831 Days
• Field of Search: 726/6
• US Class Current: 726/6
• CPC Class Codes: G06F 21/44 Program or device authentication
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/4018 using the card verification value [CVV] associated with the card
• CPC Class Codes: H04L 63/0815 providing single-sign-on or federations
• CPC Class Codes: H04L 63/102 Entity profiles
• CPC Class Codes: H04L 63/107 wherein the security policies are location-dependent, e.g. entities privileges depend on current location or allowing specific operations only from locally connected terminals
• CPC Class Codes: H04L 63/1425 Traffic logging, e.g. anomaly detection
• CPC Class Codes: H04L 63/168 above the transport layer
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04M 15/58 based on statistics of usage or network monitoring

Abstract

Various embodiments provide systems for registering a user with one or more websites. Such systems comprise at least one processor configured to: receive an IP address for a computing device being used by the user; and after receiving the IP address: (1) obtain a location associated with the IP address; and (2) identify whether the user is in a jurisdiction that permits the user to register with a website. The systems may then receive one or more parameters obtained from the user, upon which the systems verify an age of the user; determine which of the one or more types of transaction activities the user is permitted to conduct; query one or more registration attempts over a predetermined previous time period to identify duplicate or similar parameters; and verify the user'"'"'s identity based at least on one of the one or more parameters. Associated methods are also provided.

Claims

1. A system for registering a user with two or more websites, the system comprising:

at least one processor configured to;

(a) receive a request from at least one of the two or more websites to register the user with the two or more websites;

(b) receive an IP address for a computing device being used by the user;

(c) after receiving the IP address;

(1) obtain a location associated with the IP address; and

(2) identify whether the user is in a jurisdiction that permits the user to register with the two or more websites;

(d) receive one or more parameters obtained from the user, the one or more parameters comprising characteristics of the user;

(e) after receiving the one or more parameters;

(1) verify an age of the user based on at least one of the one or more parameters;

(2) after verifying the age of the user, determine which of the one or more types of transaction activities the user is permitted to conduct on the two or more websites based on the age of the user;

(3) query one or more registration attempts across the two or more websites over a predetermined previous time period, the query retrieving one or more parameters associated with the one or more registration attempts, the one or more parameters including at least one or more IP addresses associated with the one or more registration attempts;

(4) identify duplicate or similar parameters, the duplicate or similar parameters being identified by comparing the retrieved one or more parameters associated with the one or more registration attempts with the one or more parameters obtained from the user;

(5) identify duplicate IP addresses, the duplicate IP addresses being identified by comparing the IP addresses associated with the one or more registration attempts to the IP address for the computing device being presently used by the user; and

(6) verify the user'"'"'s identity based at least on one of the one or more parameters obtained from the user and the IP address for the computing device being presently used by the user; and

(f) after;

(1) not identifying duplicate or similar parameters from (e)(2); and

(2) verifying the user'"'"'s identity from (e)(3), generate a unique user identifier associated with the user, the unique user identifier being configured to identify the user across the two or more websites.

2. The system of claim 1, wherein the processor is further configured to transmit the unique user identifier to the two or more websites.

3. The system of claim 1, wherein the processor is further configured to:

transmit the unique user identifier to the user; and

facilitate creation of a password associated with the unique user identifier.

4. The system of claim 1, wherein the processor is further configured to:

generate a password associated with the unique user identifier; and

transmit the unique user identifier and the password to the user.

5. The system of claim 1, wherein, after not identifying duplicate or similar parameters and verifying the user'"'"'s identity, the processor is further configured to automatically provide the user with a password along with the unique user identifier so that the user can provide the unique user identifier and the password to the two or more website.

6. The system of claim 1, wherein the at least one processor is configured to:

associate the location with the unique user identifier; and

store the location in the memory.

7. The system of claim 1, wherein the at least one processor is configured to:

associate the one or more parameters with the unique user identifier; and

store the one or more parameters in the memory.

8. The system of claim 1, wherein the at least one processor is configured to, after verifying the user'"'"'s identity:

associate an identity verification flag with the unique user identifier; and

store the identity verification flag in the memory.

9. The system of claim 1, wherein the one or more parameters comprise one or more of a username, a first name, a last name, an email address, a date-of-birth, a gender, an address, a landline telephone number, a mobile telephone number, a social security number, a driver'"'"'s license number and state or country of issue, or a device fingerprint of the device being used by the user.

19. The system of claim 1, wherein the processor is further configured to transmit the unique user identifier to a party other than the user so as to maintain further communication as between the party other than the user and the user.

10. A method for registering a user with two or more websites, the method comprising the steps of:

(a) receiving, over a network from at least one of the two or more websites, a request to register the user with the two or more websites;

(b) receiving an IP address for a computing device being used by the user over the network;

(c) after receiving the IP address;

(1) obtaining a location associated with the IP address; and

(2) identify, based on the location by at least one computing device comprising at least one processor, whether the user is in a location which permits registration with the two or more websites;

(d) receiving one or more parameters obtained from the user and sent over the network, the one or more parameters comprising characteristics of the user;

(e) after receiving the one or more parameters;

(1) verifying an age of the user based on at least one of the one or more parameters;

(2) after verifying the age of the user, determining which of the one or more types of transaction activities the user is permitted on the two or more websites based on the age of the user by the at least one processor;

(3) querying one or more registration attempts across the two or more websites over a predetermined previous time period from memory, the querying retrieving one or more parameters associated with the one or more registration attempts, the one or more parameters including at least one or more IP addresses associated with the one or more registration attempts;

(4) identifying duplicate or similar parameters, the duplicate or similar parameters being identified by comparing the retrieved one or more parameters associated with the one or more registration attempts with the one or more parameters obtained from the user by the at least one processor;

(5) identifying duplicate IP addresses, the duplicate IP addresses being identified by comparing the IP addresses associated with the one or more registration attempts to the IP address for the computing device being presently used by the user; and

(6) verifying the user'"'"'s identity based at least on one of the one or more parameters obtained from the user and the IP address for the computing device being presently used by the user; and

(f) after;

(1) not identifying duplicate or similar parameters during step (e)(3); and

(2) verifying the user'"'"'s identity during step (e)(4), generating a unique user identifier associated with the user, the unique user identifier being configured to identify the user across the two or more websites.

11. The method of claim 10, further comprising the step of transmitting the unique user identifier to the two or more websites.

12. The method of claim 10, further comprising the steps of:

transmitting the unique user identifier to the user; and

facilitating creation of a password associated with the unique user identifier.

13. The method of claim 10, further comprising the steps of:

generating a password associated with the unique user identifier; and

transmitting the unique user identifier and the password to the user.

14. The method of claim 10, further comprising the step of, after not identifying duplicate or similar parameters and verifying the user'"'"'s identity, automatically providing the user with a password along with the unique user identifier so that the user can provide the unique user identifier and the password to the two or more websites.

15. The method of claim 10, further comprising the steps of:

associating the location with the unique user identifier; and

storing the location in the memory.

16. The method of claim 10, further comprising the steps of:

associating the one or more parameters with the unique user identifier; and

storing the one or more parameters in the memory.

17. The method of claim 10, further comprising the steps of, after verifying the user'"'"'s identity:

associating an identity verification flag with the unique user identifier; and

storing the identity verification flag in the memory.

18. The method of claim 10, wherein the one or more parameters comprise one or more of a username, a first name, a last name, an email address, a date-of-birth, a gender, an address, a landline telephone number, a mobile telephone number, a social security number, a driver'"'"'s license number and state or country of issue, and a device fingerprint of the device being used by the user.

20. The method of claim 10, further comprising the step of transmitting the unique user identifier to a party other than the user so as to maintain further communication as between the party other than the user and the user.