Method of using personal device with internal biometric in conducting transactions over a network

• US 8,838,502 B2
• Filed: 04/10/2012
• Issued: 09/16/2014
• Est. Priority Date: 02/23/2000
• Status: Expired due to Fees

• Current Assignee: Sony Corporation (Sony Group Corp.), Sony Electronics Inc. (Sony Group Corp.)
• Original Assignee: Sony Corporation (Sony Group Corp.), Sony Electronics Inc. (Sony Group Corp.)
• Inventors: Niwa, Kiyohiko
• Primary Examiner(s): KUCAB, JAMIE R
• Application Number:
  US13/443,303
• Publication Number:
  US 20120197808A1
• Time in Patent Office: 889 Days
• Field of Search: 705/65
• US Class Current: 705/65
• CPC Class Codes: G06Q 20/0855 involving a third party
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/204 comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
• CPC Class Codes: G06Q 20/367 involving electronic purses or money safes
• CPC Class Codes: G06Q 20/382 insuring higher security of transaction
• CPC Class Codes: G06Q 20/401 Transaction verification
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 30/0637 Approvals
• CPC Class Codes: Y10S 902/03 Evaluates biometrics

Abstract

A method of authorizing a commercial transaction between a customer and a provider of goods or services over a network, wherein the provider of goods or services requests that the customer provide authentication by activating a fingerprint identification device, and the provider of goods or services receives at least an authentication code of the customer over the network from the fingerprint identification device, the method comprising the steps of: providing the customer with the fingerprint identification device which produces the authentication code when a fingerprint of the customer matches a stored fingerprint within the fingerprint identification device; receiving at least the authentication code from the provider of goods or services over the network; and authorizing the transaction if at least the authentication code is valid.

Claims

1. A method comprising:

storing an encrypted fingerprint in a fingerprint authentication device for authenticating a user'"'"'s fingerprint, the fingerprint authentication device comprising a memory for the stored encrypted fingerprint and a processor for comparing the stored fingerprint with a scanned fingerprint, the stored encrypted fingerprint remaining in the fingerprint authentication device in order to perform subsequent authentications in the fingerprint authentication device;

performing a comparison of the stored fingerprint and a scanned fingerprint in the fingerprint authentication device;

generating authentication information using the fingerprint authentication device when the user'"'"'s fingerprint matches the fingerprint stored in the fingerprint authentication device;

transmitting the authentication information to a managing entity;

authenticating a user of the fingerprint authentication device based upon at least the authentication information;

transmitting an authentication to at least one provider of goods or services; and

in response to the authentication being valid, accessing the at least one provider of goods or services.

2. The method of claim 1 wherein the authentication information includes an authentication code.

3. The method of claim 2 wherein the authentication code is encrypted.

4. The method of claim 1 further comprising:

conducting a transaction if the authentication information is valid.

5. The method of claim 1 further comprising:

receiving a request for authentication from the at least one provider of goods or services.

6. The method of claim 1 wherein the authentication information is encrypted.

7. The method of claim 1 further comprising:

initiating a connection to the at least one provider of goods or services using an interface device.

8. A system comprising:

a fingerprint authentication device having an encrypted fingerprint stored therein for checking a user'"'"'s fingerprint and for generating authentication information if a fingerprint of a user of the fingerprint authentication device matches a fingerprint stored within the fingerprint authentication device, the fingerprint authentication device comprising a memory for the stored encrypted fingerprint and with a processor to compare the stored fingerprint with a scanned fingerprint, the stored fingerprint remaining in the fingerprint authentication device in order to perform subsequent matches in the fingerprint authentication device;

a managing entity device to receive the authentication information, the managing entity device authenticates a user of the fingerprint authentication device based upon the authentication information; and

at least one provider of goods or services to receive an authentication from the managing entity, wherein the user of the fingerprint authentication device accesses the at least one provider of goods or services if the authentication is valid.

9. The system of claim 8 wherein the authentication information includes an authentication code.

10. The system of claim 8 wherein the user of the fingerprint authentication device conducts a transaction if the authentication information is valid.

11. The system of claim 8 wherein the fingerprint authentication device receives a request for authentication from the at least one provider of goods or services.

12. The system of claim 8 wherein the authentication information is encrypted.

13. The system of claim 8 wherein the fingerprint authentication device initiates a connection to the at least one provider of goods or services using an interface device.