Banking system controlled responsive to data bearing records
First Claim
Patent Images
1. Apparatus comprising:
- an automated banking machine configured to cause financial transfers responsive at least in part to data read from data bearing records, wherein the machine includes;
a card reader operable to read card data usable to identify a financial account on which financial transactions can be carried out,a cash dispenser configured to selectively dispense cash from storage in the machine to authorized machine users,wherein the machine is configured to carry out a cash dispense transaction involving a financial account identified through use of card data read by the card reader,at least one machine input device,wherein the at least one machine input device is configured to receive inputs from machine users,at least one processor associated with the machine,wherein the at least one processor is configured to operate,responsive at least in part to;
determination by at least one computer that card data read by the card reader corresponds to a financial account usable for authorization of at least one financial transaction carried out with the machine, and
reception by the at least one machine input device of at least one device identifying input which corresponds to a communication address uniquely associated with a mobile wireless device that includes at least one mobile input device,to enable at least one transaction involving the financial account to be carried out at least in part through use of the mobile wireless device, responsive at least in part to at least one user selected input to the at least one mobile input device;
wherein the machine includes the at least one processor,wherein the at least one processor is configured to cause;
data corresponding to the financial account, anddata corresponding to the at least one device identifying input, to be stored in the at least one data store, which is accessible by at least one first computer, which is both;
remotely located from the machine, andconfigured to communicate with the mobile wireless device.
4 Assignments
0 Petitions
Accused Products
Abstract
An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts.
-
Citations
18 Claims
-
1. Apparatus comprising:
an automated banking machine configured to cause financial transfers responsive at least in part to data read from data bearing records, wherein the machine includes; a card reader operable to read card data usable to identify a financial account on which financial transactions can be carried out, a cash dispenser configured to selectively dispense cash from storage in the machine to authorized machine users, wherein the machine is configured to carry out a cash dispense transaction involving a financial account identified through use of card data read by the card reader, at least one machine input device, wherein the at least one machine input device is configured to receive inputs from machine users, at least one processor associated with the machine, wherein the at least one processor is configured to operate, responsive at least in part to;
determination by at least one computer that card data read by the card reader corresponds to a financial account usable for authorization of at least one financial transaction carried out with the machine, and
reception by the at least one machine input device of at least one device identifying input which corresponds to a communication address uniquely associated with a mobile wireless device that includes at least one mobile input device,to enable at least one transaction involving the financial account to be carried out at least in part through use of the mobile wireless device, responsive at least in part to at least one user selected input to the at least one mobile input device; wherein the machine includes the at least one processor, wherein the at least one processor is configured to cause; data corresponding to the financial account, and data corresponding to the at least one device identifying input, to be stored in the at least one data store, which is accessible by at least one first computer, which is both; remotely located from the machine, and configured to communicate with the mobile wireless device. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
-
13. Apparatus comprising:
at least one processor associated with an automated banking machine that includes at least one machine input device including at least one user data reader, wherein the at least one processor is configured to cause; account data which corresponds to a financial account identified through use of user data read by the at least one user data reader, and address data which corresponds to a communication address received from a machine user through the at least one machine input device, wherein the communication address is uniquely associated with a mobile wireless communication device, to be stored in associated relation in at least one data store that is usable by at least one remotely located computer in allowing usage of the mobile wireless communication device in carrying out at least a portion of at least one financial transaction involving the financial account. - View Dependent Claims (14, 15, 16, 17, 18)
Specification