Banking system controlled responsive to data bearing records

• US 8,844,807 B1
• Filed: 01/21/2013
• Issued: 09/30/2014
• Est. Priority Date: 01/23/2012
• Status: Active Grant

• Current Assignee: Diebold Nixdorf, Incorporated
• Original Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Inventors: Lawver, Mike, Davis, Steven R., Douglass, Mark A., Gromley, Neil, Dewell, Timothy M.
• Primary Examiner(s): Lee, Michael G
• Assistant Examiner(s): Mikels, Matthew
• Application Number:
  US13/745,928
• Time in Patent Office: 617 Days
• Field of Search: 235/375, 235/379, 235/380
• US Class Current: 235/379
• CPC Class Codes: G07F 19/00 Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines data processing equipment for bank accounting G06Q40/02
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/205 Housing aspects of ATMs
• CPC Class Codes: G07F 19/207 Surveillance aspects at ATMs
• CPC Class Codes: G07F 19/209 Monitoring, auditing or diagnose of functioning of ATMs
• CPC Class Codes: G08B 3/10 using electric transmission; using electromagnetic transmission

Abstract

An automated banking machine operates responsive at least in part to data read from data bearing records. The automated banking machine operates to read card data from user cards and to cause a determination to be made that the read data corresponds to at least one of a user and account that is authorized to operate the machine. The machine operates responsive at least in part to the determination to perform a transaction function and to cause the account to be assessed an amount corresponding to the transaction function. The machine includes a housing including a currency holding area, and operates to generate signals responsive to unauthorized access to the currency holding area.

Claims

1. Apparatus comprising:

an automated banking machine that operates responsive at least in part to data read from data bearing records, including;

a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to a financial account,

at least one transaction function device, wherein the transaction function device is selectively operative to perform a transaction function,

at least one processor, wherein at least one card reader connected processor of the at least one processor is in operative connection with the card reader and the at least one transaction function device, wherein the at least one card reader connected processor is operative to;

cause a determination to be made that the card data corresponds to an authorized financial account,

cause a financial transfer related to the account responsive at least in part to the determination,

cause the at least one transaction function device to perform at least one transaction function responsive at least in part to the determination,

a coin holder housing, wherein the coin holder housing is configured to house a plurality of coins therein, wherein the coin holder housing includes a coin removal opening,

a door, wherein the door is movable relative to the coin holder housing, and wherein the door is movable between a closed position wherein the door closes the coin removal opening and an open position wherein the door is disposed away from the coin removal opening,

a lock, wherein the lock is in operative connection with at least one of the coin holder housing and the door, wherein the lock is changeable between locked and unlocked conditions, wherein in the locked condition the door is held in the closed position responsive at least in part to the lock,

at least one electrically conductive trace, wherein the at least one trace is in operatively attached connection to the at least one coin holder housing, wherein the at least one trace is in operative connection with at least one trace connected processor of the at least one processor, wherein the at least one trace connected processor is operative to cause at least one output signal responsive at least in part to a changed condition of the at least one trace.

2. The apparatus according to claim 1 and further comprising,

a label, wherein the label is operatively attached to the coin holder housing, wherein the at least one trace extends in operatively supported connection with the label.

3. The apparatus according to claim 2,

wherein in the closed position of the door, the door extends within the coin holder housing in a first area,

wherein the label is operatively attached to an outside surface of the coin holder housing overlying the first area, whereby at least one trace extends adjacent the outside surface,

wherein deformation of the outside surface causes the at least one trace to change condition.

4. The apparatus according to claim 3 wherein deformation of the outside surface causes the at least one trace to break electrical continuity of the trace.

5. The apparatus according to claim 4,

wherein the label that includes the at least one trace extends in engagement with the coin holder housing in the at least one area away from the outside surface,

wherein the at least one trace is relatively thinner in the first area, whereby the trace is relatively more readily broken responsive to deformation of the outside surface.

6. The apparatus according to claim 4,

wherein the door includes a box portion, wherein in the closed position of the door the box portion extends inwardly relative to the coin removal opening and underlies the outside surface.

7. The apparatus according to claim 6,

wherein the outside surface of the coin holder housing is comprised of more readily deformable material than the box portion.

8. The apparatus according to claim 7,

wherein the box portion bounds a recess, and wherein an actuator operatively engageable to change condition of the lock extends in the recess.

9. The apparatus according to claim 8,

wherein the actuator includes a key slot, wherein the key slot is removable engageable with a key.

10. The apparatus according to claim 7,

wherein the label comprises an adhesive label, and wherein the label and the at least one trace extends on at least two sides of the coin holder housing.

11. The apparatus according to claim 10, wherein the apparatus further comprises,

a coin acceptor, wherein the label and the at least one trace overlies at least a portion of the coin acceptor.

12. The apparatus according to claim 7, and further comprising,

a tray portion, wherein the tray portion is configured to hold a plurality of coins, wherein the tray portion is in fixed operative connection with the door.

13. The apparatus according to claim 7, and further comprising,

an audio emitter, wherein the audio emitter is in operative connection with the at least one trace connected processor, and wherein the audio emitter is operative to provide sound output responsive at least in part to the at least one output signal.

14. The apparatus according to claim 13, and further comprising,

at least one audio sensor, wherein the at least one audio sensor is in operative connection with at least one audio emitter connected processor, wherein the at least one audio emitter connected processor is operative responsive at least in part to the audio sensor to adjust output of the audio emitter to increase sound amplitude sensed through the audio sensor.

15. The apparatus according to claim 13, and further comprising,

at least one battery, wherein the at least one battery is in operative connection with the audio emitter and the at least one trace connected processor.

16. The apparatus according to claim 15, wherein the machine comprises a laundry machine, and further comprising,

at least one battery charger, wherein the at least one battery charger includes at least one of a piezoelectric charger and an inductance charger, wherein the at least one charger is configured to provide energy responsive to laundry machine operation.

17. The apparatus according to claim 15, and further comprising a battery charger, wherein the battery charger includes a radio frequency (RF) charger.

18. The apparatus according to claim 15, wherein the machine comprises a laundry machine, and further comprising,

a generally coin shaped token removably positioned within the coin holder housing, wherein the token includes an RF emitter operative to output at least one token signal.

19. The apparatus according to claim 18, and further comprising,

at least one RF sensor, wherein the at least one RF sensor is operative to sense at least one signal output by the token,

wherein the at least one RF sensor is in operative connection with at least one RF sensor connected processor, and wherein the at least one RF connected processor is operative responsive at least in part to at least one of the RF sensor sensing or not sensing the at least one token signal to cause output of at least one second signal.

20. The apparatus according to claim 19,

wherein the at least one RF sensor connected processor is operative to output the at least one second signal responsive to the at least one RF sensor not sensing the at least one token signal.

21. The apparatus according to claim 18, wherein the at least one token signal comprises a GPS tracking signal.

22. The apparatus according to claim 18,

wherein the card reader is operative to receive card data from at least one of a magnetic stripe card, a chip card, an RF emitting card and a circuit card included in a mobile phone.

23. The apparatus according to claim 18, and further comprising,

an arming switch, wherein the arming switch is in operative connection with the door and the at least one trace connected processor, wherein responsive to actuation of the arming switch the at least one trace connected processor is operative not to cause the at least one output signal to be output for at least a time delay period.

24. The apparatus according to claim 23, and further comprising,

a disarming switch, wherein the disarming switch is in operative connection with the at least one trace connected processor, wherein responsive to actuation of the disarming switch, the at least one trace connected processor is operative not to cause output of the at least one output signal, and wherein the disarming switch is contactlessly actuatable.

25. The apparatus according to claim 23,

wherein the at least one output signal is operative to cause at least one notification signal to be sent to a remote computer located at a facility remote from the machine.

26. The apparatus according to claim 25,

wherein the machine comprises a laundry machine, and wherein the at least one transaction function device includes an electric motor operative to cause the machine to perform at least one washing or drying function.

27. Apparatus comprising:

an automated banking machine that operates responsive at least in part to data read from data bearing records, including;

a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to a financial account,

at least one transaction function device, wherein the transaction function device is selectively operative to perform a transaction function,

at least one processor, wherein at least one card reader connected processor of the at least one processor is in operative connection with the card reader and the at least one transaction function device, wherein the at least one card reader connected processor is operative to;

cause a determination to be made that the card data corresponds to an authorized financial account,

cause a financial transfer related to the account responsive at least in part to the determination,

cause the at least one transaction function device to perform at least one transaction function responsive at least in part to the determination,

a housing, wherein the housing is configured to house currency, wherein the housing includes an opening, wherein currency may be at least one of added to and removed from the housing through the opening,

a door, wherein the door is movable relative to the housing, and wherein the door is movable between a closed position wherein the door closes the opening and an open position wherein the door is disposed away from the opening,

a lock, wherein the lock is in operative connection with at least one of the housing and the door, wherein the lock is changeable between locked and unlocked conditions, wherein in the locked condition the door is held in the closed position responsive at least in part to the lock,

at least one flexible adhesive member, wherein the member includes at least one electrically conductive trace, wherein the at least one trace is in operatively attached connection to the at least one housing, wherein the at least one trace is in operative connection with at least one trace connected processor of the at least one processor, wherein the at least one trace connected processor is operative to cause at least one output signal responsive at least in part to a changed condition of the at least one trace.