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Geolocation error tracking in transaction processing

  • US 8,850,575 B1
  • Filed: 12/30/2011
  • Issued: 09/30/2014
  • Est. Priority Date: 12/30/2011
  • Status: Active Grant
First Claim
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1. A method of identifying risky transactions, comprising:

  • receiving, from a service provider, a transaction and a message which includes information indicative of a failure to collect geolocation data associated with the transaction;

    generating an authentication result based on the information indicative of the failure to collect geolocation data associated with the transaction; and

    sending the authentication result to the service provider;

    wherein receiving the transaction and the message includes;

    obtaining, as part of the message, a value of a geolocation error code indicative of a type of failure to collect geolocation data associated with the transaction;

    wherein the transaction is stored in a current entry of a set of entries of a database, the entry including a current value of a geolocation field;

    wherein previous entries of the set of entries of the database store information associated with previous transactions; and

    wherein generating the authentication result includes;

    producing a percentage of a specified number of previous transactions having a value of the geolocation field being equal to the current value of the geolocation error code; and

    assigning a risk score to the transaction, the risk score being based on the percentage of the specified number of previous transactions.

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