Vehicle recognition

• US 8,873,807 B2
• Filed: 01/01/2012
• Issued: 10/28/2014
• Est. Priority Date: 03/08/2011
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Calman, Matthew A., Ross, Erik Stephen, Hamilton, Alfred
• Primary Examiner(s): Park, Chan
• Assistant Examiner(s): Kholdebarin, Iman K
• Application Number:
  US13/342,058
• Publication Number:
  US 20120230548A1
• Time in Patent Office: 1,031 Days
• Field of Search: None
• US Class Current: 382/104
• CPC Class Codes: G06Q 30/0609 Buyer or seller confidence or verification
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06V 20/20 in augmented reality scenes
• CPC Class Codes: G06V 20/56 exterior to a vehicle by using sensors mounted on the vehicle
• CPC Class Codes: G06V 20/625 License plates

Abstract

System, method, and computer program product are provided for using real-time video analysis to provide information about vehicles to a user. Through the user of real-time vision object recognition an image of a vehicle VIN number or a portion of a vehicle may be captured using an image capture device. The VIN number or the portion the vehicle that was captured via the real-time video analysis may be analyzed to determine information about the vehicle. The information may include information about the vehicle, such as the make, model, year, price, vehicle history, and the like. Furthermore, information about the individual'"'"'s finances, such that an individual may know budgeting of purchasing a vehicle. The information about the vehicle and financial information about purchasing the vehicle is presented to the user.

Claims

1. A method for vehicle recognition, the method comprising:

receiving a real-time video stream from a mobile device of a user, wherein the real-time video stream captures at least a portion of a vehicle in proximate location to the mobile device of the user;

identifying, from the real-time video stream of the at least a portion of the vehicle in proximate location to the mobile device of the user;

determining, via a computer device processor, information about the vehicle based on the at least a portion of the vehicle identified from the real-time video stream, wherein information about the vehicle includes the vehicle'"'"'s make, the vehicle'"'"'s model, vehicle maintenance history, an estimated monthly vehicle payment, and an indication of whether the user can afford the estimated monthly vehicle payment based on the user'"'"'s budget;

presenting to the user, via the mobile device, the information about the vehicle, but only while the real-time video stream from the mobile device is still capturing the at least a portion of the vehicle; and

superimposing, over the real-time video stream that is still capturing the at least a portion of the vehicle, the information about the vehicle.

2. The method of claim 1, wherein the information about the vehicle further comprises information about the mileage and accident history of the vehicle.

3. The method of claim 1, wherein the information about the vehicle further comprises information relating to user financial data, including either an estimate of the amount remaining in the user'"'"'s budget after making the estimated monthly vehicle payment or an estimated amount by which the estimated monthly vehicle payment exceeds the user'"'"'s budget.

4. The method of claim 1, further comprising analyzing user financial data compared to the information about a price of the vehicle to determine user'"'"'s ability to afford purchasing the vehicle.

5. The method of claim 1, wherein identifying the at least a portion of the vehicle further comprises capturing an image of the VIN number of the vehicle.

6. The method of claim 1, wherein identifying the at least a portion of the vehicle further comprises capturing a real-time video of a portion of the exterior of the vehicle.

7. The method of claim 1, wherein identifying the at least a portion of the vehicle further comprises capturing a real-time video of a portion of the interior of the vehicle.

8. A system for vehicle recognition, the system comprising:

a memory device;

a communication device; and

a processing device operatively coupled to the memory device and the communication device, wherein the processing device is configured to execute computer-readable program code to;

receive a real-time video stream from a mobile device of a user, wherein the real-time video stream captures at least a portion of a vehicle in proximate location to the mobile device of the user;

identify, from the real-time video stream of the at least a portion of the vehicle in proximate location to the mobile device of the user;

determine information about the vehicle based on the at least a portion of the vehicle identified from the real-time video stream, wherein information about the vehicle includes the vehicle'"'"'s make, the vehicle'"'"'s model, vehicle maintenance history, an estimated monthly vehicle payment, and an indication of whether the user can afford the estimated monthly vehicle payment based on the user'"'"'s budget;

present to the user, via the mobile device, the information about the vehicle, but only while the real-time video stream from the mobile device is still capturing the at least a portion of the vehicle; and

superimpose, over the real-time video stream that is still capturing the at least a portion of the vehicle, the information about the vehicle.

9. The system of claim 8, wherein the information about the vehicle comprises information about the mileage and accident history of the vehicle.

10. The system of claim 8, wherein the information about the vehicle further comprises information relating to user financial data, including either an estimate of the amount remaining in the user'"'"'s budget after making the estimated monthly vehicle payment or an estimated amount by which the estimated monthly vehicle payment exceeds the user'"'"'s budget.

11. The system of claim 8, further comprising analyzing user financial data compared to the information about a price of the vehicle to determine user'"'"'s ability to afford purchasing the vehicle.

12. The system of claim 8, wherein identifying the least a portion of the vehicle further comprises capturing an image of the VIN number of the vehicle.

13. The system of claim 8, wherein identifying the at least a portion of the vehicle further comprises capturing a real-time video of a portion of the exterior of the vehicle.

14. The system of claim 8, wherein identifying the at least a portion of the vehicle further comprises capturing a real-time video of a portion of the interior of the vehicle.

15. A computer program product for vehicle recognition, the computer program product comprising at least one non-transitory computer-readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprising:

an executable portion configured for receiving a real-time video stream from a mobile device of a user, wherein the real-time video stream captures at least a portion of a vehicle in proximate location to the mobile device of the user;

an executable portion configured for identifying, from the real-time video stream of the at least a portion of the vehicle in proximate location to the mobile device of the user;

an executable portion configured for determining information about the vehicle based on the at least a portion of the vehicle identified from the real-time video stream, wherein information about the vehicle includes the vehicle'"'"'s make, the vehicle'"'"'s model, vehicle maintenance history, an estimated monthly vehicle payment, and an indication of whether the user can afford the monthly vehicle payment based on the user'"'"'s budget;

an executable portion configured for presenting to the user, via the mobile device, the information about the vehicle, but only while the real-time video stream from the mobile device is still capturing the at least a portion of the vehicle; and

an executable portion configured for superimposing, over the real-time video stream that is still capturing the at least a portion of the vehicle, the information about the vehicle.

16. The computer program product of claim 15, wherein the information about the vehicle comprises information about the mileage and accident history of the vehicle.

17. The computer program product of claim 15, wherein the information about the vehicle further comprises information relating to user financial data, including either an estimate of the amount remaining in the user'"'"'s budget after making the estimated monthly vehicle payment or an estimated amount by which the estimated monthly vehicle payment exceeds the user'"'"'s budget.

18. The computer program product of claim 15, further comprising analyzing user financial data compared to the information about a price of the vehicle to determine user'"'"'s ability to afford purchasing the vehicle.

19. The computer program product of claim 15, wherein identifying the at least a portion of the vehicle further comprises capturing an image of the VIN number of the vehicle.

20. The computer program product of claim 15, wherein identifying the at least a portion of the vehicle further comprises capturing a real-time video of a portion of the exterior of the vehicle.

21. The computer program product of claim 15, wherein identifying the at least a portion of the vehicle further comprises capturing a real-time video of a portion of the interior of the vehicle.