Mobile commerce platforms and associated systems and methods for converting consumer coins, cash, and/or other forms of value for use with same

• US 8,874,467 B2
• Filed: 11/23/2011
• Issued: 10/28/2014
• Est. Priority Date: 11/23/2011
• Status: Active Grant

• Current Assignee: Coinstar Asset Holdings, LLC
• Original Assignee: Outerwall Inc.
• Inventors: Yahn, Gregory, Saez, Engle
• Primary Examiner(s): Zeender, Ryan
• Assistant Examiner(s): Wilder, Hunter
• Application Number:
  US13/304,254
• Publication Number:
  US 20130132217A1
• Time in Patent Office: 1,070 Days
• Field of Search: 705/17, 705/39, 705/14.37, 705/16, 726/5
• US Class Current: 705/14.37
• CPC Class Codes: B29C 48/022 characterised by the choice of material
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3223 Realising banking transactions through M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/381 Currency conversion
• CPC Class Codes: G06Q 30/0237 at kiosk
• CPC Class Codes: G07D 11/00 Devices accepting coins; Devices accepting, dispensing, sorting or counting valuable papers
• CPC Class Codes: G07F 17/26 for printing, stamping, franking, typing or teleprinting apparatus ticket printing or the like apparatus G07F17/42
• CPC Class Codes: G07F 19/202 Depositing operations within ATMs depositing in general G07D11/00
• CPC Class Codes: G07F 9/001 Interfacing with vending machines using mobile or wearable devices
• CPC Class Codes: G07F 9/08 Counting total of coins inserted

Abstract

Systems and methods for converting consumer coins, cash, and/or other forms of value for use with mobile commerce platforms implemented on, for example, smart phones, PDAs, and other mobile devices. In one embodiment, a method for implementing a mobile commerce account on a mobile device includes receiving coins and/or other funds from a user at a consumer-operated kiosk. The method can further include counting the coins and/or other funds to determine a value, and then communicating at least a portion of the value from the kiosk to the hand-held mobile device for deposit in the mobile commerce account.

Claims

1. A method for implementing a mobile commerce account, the method comprising:

receiving funds from a user at a consumer-operated kiosk;

counting the funds to determine a value;

receiving a first selection from the user at the kiosk, the first selection corresponding to the mobile commerce account;

transmitting a mobile commerce application to a mobile device;

communicating at least a portion of the value from the kiosk to the application on the mobile device;

presenting a plurality of virtual gift card options to the user via the application on the mobile device, wherein the application presents the virtual gift card options at least partially in response to receiving the portion of the value from the kiosk;

receiving a second selection from the user of one of the virtual gift card options via the application on the mobile device, wherein the virtual gift card option is associated with the mobile commerce account; and

communicating at least a portion of the value from the mobile device to the mobile commerce account.

2. The method of claim 1 wherein communicating at least a portion of the value from the kiosk includes wirelessly communicating at least a portion of the value from the kiosk to the mobile device.

3. The method of claim 1, further comprising receiving payment for at least one of goods and services from the mobile commerce account via a merchant point of sale terminal.

4. The method of claim 1 wherein communicating at least a portion of the value from the kiosk includes wirelessly communicating at least a portion of the value from the kiosk to a smart phone positioned proximate the kiosk, and wherein the method further comprises wirelessly receiving payment for at least one of goods and services from the mobile device via a merchant point of sale terminal.

5. The method of claim 1 wherein receiving funds includes receiving a plurality of coins from the user in a coin input region of the kiosk, and wherein counting the funds includes counting the coins with a coin discriminator positioned in the kiosk.

6. The method of claim 1, further comprising:

displaying a plurality of options to the user at the kiosk for allocating the counted funds, wherein a first option includes dispensing a redeemable cash voucher to the user, and wherein a second option includes transferring at least a portion of the value to the mobile commerce account; and

receiving a selection from the user corresponding to the second option.

7. The method of claim 1 wherein the plurality of virtual gift card options comprise a plurality of closed loop virtual gift card options.

8. A method of operating a consumer coin counting machine, the method comprising:

receiving a plurality of coins from a user in a coin input region of the coin counting machine;

counting the coins to determine a value;

transmitting an application to a mobile device;

wirelessly communicating at least a portion of the value from the coin counting machine to the mobile device;

automatically displaying a plurality of virtual gift card options via the application on the mobile device, wherein the application presents the virtual gift card options at least partially in response to receiving the portion of the value from the coin counting machine;

receiving a selection of an individual virtual gift card option via the application on the mobile device, wherein the individual virtual gift card option is associated with a mobile commerce account;

receiving a selection of a designated value via the mobile device; and

communicating the designated value to the mobile commerce account.

9. The method of claim 8 wherein wirelessly communicating at least a portion of the value includes wirelessly communicating the portion of the value to a smart phone carried by the user.

10. The method of claim 8, further comprising receiving an electronic identification of the mobile device.

11. The method of claim 8, further comprising receiving a telephone number associated with the mobile device.

12. The method of claim 8, further comprising:

displaying a plurality of options to the user for allocating the counted coins, wherein a first option includes dispensing a redeemable cash voucher to the user, and wherein a second option includes transferring at least a portion of the value to at least one of the plurality of virtual gift card options;

receiving a selection from the user corresponding to the second option; and

receiving contact information for the mobile device from the user.

13. A system for exchanging coins for virtual gift cards, the system comprising:

a server computer configured to transmit a mobile commerce application to a mobile device; and

a consumer operated kiosk including;

a coin receiving region configured to receive a plurality of coins from a user;

a coin counter configured to count the coins to determine a value; and

a communication device configured to transmit information related to the value from the kiosk to the mobile device, wherein the mobile commerce application is configured to cause the mobile device to process the information, display a plurality of virtual gift card options to the user for allocating all or a portion of the value, and receive a selection of one or more of the virtual gift card options and a selection of all or a portion of the value.

14. The system of claim 13 wherein the communication device is a wireless transceiver configured to wirelessly transmit the information to a mobile device.

15. The system of claim 13 wherein the communication device is a wireless transceiver configured to wirelessly transmit the information to a mobile phone positioned proximate the kiosk.

16. The system of claim 13, wherein the mobile commerce application is further configured to:

present a plurality of options to the user for allocating all or a portion of the value, and wherein the plurality of options includes a first option and a second option, wherein the first option corresponds to allocating at least a portion of the value to a redeemable cash voucher that is dispensed to the user, and wherein the second option corresponds to allocating at least a portion of the value to at least one of the plurality of gift card options.