Deposit permissions for specific non-account holders
First Claim
1. A method comprising:
- receiving, at a computer of an entity, a first request by an account owner to permit a first specific individual to deposit monetary funds into the owner'"'"'s account maintained with the entity, the first specific individual not being an account owner of the account and the account owner being a customer of the entity;
receiving, at the computer, at least one account owner defined criterion identifying the first specific individual; and
storing data representing a permission for the first specific individual to deposit monetary funds into the owner'"'"'s account maintained with the entity.
2 Assignments
0 Petitions
Accused Products
Abstract
Systems and methods for permitting a specific individual to deposit monetary funds in an account are described. A first request to permit a specific individual to deposit monetary funds into an account associated with an entity may be received. The specific individual is not an account owner of the account. At least one account owner defined criterion identifying the specific individual is received, and data representing a permission for the specific individual to deposit monetary funds into the account associated with the entity is stored. The at least one criterion may include a name, an address, and/or some other identifier of the specific individual. One or more restrictions may be placed on the ability to deposit monetary funds in the account. Additional specific individuals with similar and/or different restrictions on the ability to deposit may be permitted to deposit monetary funds into the account.
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Citations
33 Claims
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1. A method comprising:
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receiving, at a computer of an entity, a first request by an account owner to permit a first specific individual to deposit monetary funds into the owner'"'"'s account maintained with the entity, the first specific individual not being an account owner of the account and the account owner being a customer of the entity; receiving, at the computer, at least one account owner defined criterion identifying the first specific individual; and storing data representing a permission for the first specific individual to deposit monetary funds into the owner'"'"'s account maintained with the entity. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A method comprising:
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determining, by a computer of an entity, whether a first specific individual is permitted to deposit monetary funds into an owner'"'"'s account maintained with the entity, the first specific individual not being the account owner of the account and the account owner being a customer of the entity; receiving, at the computer, a first request from the first specific individual to deposit monetary funds into the owner'"'"'s account maintained with the entity; and receiving, at the computer, monetary funds from the first specific individual for deposit in the owner'"'"'s account. - View Dependent Claims (13, 14, 15, 16, 17)
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18. An apparatus of a financial entity comprising:
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at least one processor; and at least one memory having stored therein computer executable instructions, that when executed by the at least one processor, cause the apparatus to; receive a first request to permit a first specific individual to deposit monetary funds into an owner'"'"'s account maintained with the financial entity, the first specific individual not being the account owner of the account and the account owner being a customer of the financial entity; receive at least one account owner defined criterion identifying the first specific individual; and store data representing a permission for the first specific individual to deposit monetary funds into the owner'"'"'s account maintained with the financial entity. - View Dependent Claims (19, 20, 21, 22)
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23. An apparatus of a financial entity comprising:
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at least one scanner configured to capture, from a first specific individual, data representative of an identity of the first specific individual, the first specific individual not being an account owner of the account; at least one deposit unit configured to receive monetary funds from the first specific individual for deposit in the owner'"'"'s account; at least one processor; and at least one memory having stored therein computer executable instructions, that when executed by the at least one processor, cause the apparatus to; determine whether a first specific individual is permitted to deposit monetary funds into an owner'"'"'s account maintained with the financial entity, the first specific individual not being an account owner of the account and the account owner being a customer of the financial entity; receive a first request from the first specific individual to deposit monetary funds into the owner'"'"'s account maintained with the financial entity; and receive monetary funds from the first specific individual for deposit in the owner'"'"'s account. - View Dependent Claims (24, 25, 26)
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27. One or more non-transitory computer-readable media storing computer-readable instructions that, when executed by at least one computer of a financial entity, cause the at least one computer to perform a method of:
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receiving a first request to permit a first specific individual to deposit monetary funds into an owner'"'"'s account maintained with the financial entity, the first specific individual not being an account owner of the account and the account owner being a customer of the entity; receiving at least one account owner defined criterion identifying the first specific individual; and storing data representing a permission for the first specific individual to deposit monetary funds into the owner'"'"'s account maintained with the financial entity. - View Dependent Claims (28, 29)
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30. One or more non-transitory computer-readable media storing computer-readable instructions that, when executed by at least one computer of a financial entity, cause the at least one computer to perform a method of:
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determining whether a first specific individual is permitted to deposit monetary funds into an owner'"'"'s account maintained with an entity, the first specific individual not being an account owner of the account and the account owner being a customer of the financial entity; receiving, at the computer, a first request from the first specific individual to deposit monetary funds into the owner'"'"'s account maintained with the entity; and receiving, at the computer, monetary funds from the first specific individual for deposit in the owner'"'"'s account. - View Dependent Claims (31, 32, 33)
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Specification