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Authenticating to a computing device with a near-field communications card

  • US 8,880,027 B1
  • Filed: 12/29/2011
  • Issued: 11/04/2014
  • Est. Priority Date: 12/29/2011
  • Status: Active Grant
First Claim
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1. A method performed by a computing device, the method comprising:

  • at the computing device, wirelessly receiving an authentication code from an authentication card via near-field communications (NFC);

    providing the authentication code received wirelessly via NFC to an authentication service configured to authenticate a user of the computing device based on the authentication code; and

    in response to the authentication service authenticating the user based on the authentication code received wirelessly via NFC, providing the user with access to a resource via the computing device;

    wherein wirelessly receiving the authentication code from the authentication card via NFC is performed in response to the user attempting to access the resource via the computing device;

    wherein the method further comprises, subsequent to providing the user with access to the resource via the computing device;

    receiving a follow-up attempt request from the user to attempt to access the resource via the computing device again after a period of time;

    performing a risk-based analysis to determine whether access to the resource is high-risk or low-risk; and

    selectively;

    allowing the user to access the resource without further use of the authentication card if the access to the resource has been determined to be low-risk by the risk-based analysis; and

    prompting the user to present the authentication card for further authentication if the access to the resource has been determined to be high-risk by the risk-based analysis.

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