Destination device billing according to call recipient

• US 8,903,063 B2
• Filed: 11/06/2013
• Issued: 12/02/2014
• Est. Priority Date: 12/17/2001
• Status: Expired due to Term

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: eBay Inc.
• Inventors: Brown, Michael Wayne, McIntyre, Joseph Herbert, Paolini, Michael A., Weaver, James Mark, Winters, Scott Lee
• Primary Examiner(s): TRAN, QUOC DUC
• Application Number:
  US14/073,283
• Publication Number:
  US 20140064469A1
• Time in Patent Office: 391 Days
• Field of Search: 379/114.01, 379/114.05, 37911421-11423, 379/127.05, 455405-408
• US Class Current: 379/114.21
• CPC Class Codes: C09K 2208/26 Gel breakers other than bacteria or enzymes
• CPC Class Codes: C09K 2208/30 Viscoelastic surfactants [VES]
• CPC Class Codes: C09K 8/68 containing organic compounds
• CPC Class Codes: H04M 15/08 Metering calls to called party , i.e. B-party charged for the communication
• CPC Class Codes: H04M 15/48 Secure or trusted billing, e.g. trusted elements or encryption
• CPC Class Codes: H04M 15/73 Validating charges
• CPC Class Codes: H04M 15/765 Linked or grouped accounts, e.g. of users or devices
• CPC Class Codes: H04M 15/77 involving multiple accounts per user
• CPC Class Codes: H04M 15/80 Rating or billing plans; Tariff determination aspects
• CPC Class Codes: H04M 15/90 using Intelligent Networks [IN] or Advanced Intelligent Networks [AIN]
• CPC Class Codes: H04M 2203/1058 Shopping and product ordering
• CPC Class Codes: H04M 2203/6009 Personal information, e.g. profiles or personal directories being only provided to authorised persons
• CPC Class Codes: H04M 2203/6045 Identity confirmation
• CPC Class Codes: H04M 2203/6054 Biometric subscriber identification
• CPC Class Codes: H04M 2215/0152 General billing plans, rate plans, e.g. charge rates, numbering plans, rate centers, customer accounts
• CPC Class Codes: H04M 2215/0156 Secure and trusted billing, e.g. trusted elements, encryption, digital signature, codes or double check mechanisms to secure billing calculation and information
• CPC Class Codes: H04M 2215/016 Billing using Intelligent Networks [IN] or Advanced Intelligent Networks [AIN]
• CPC Class Codes: H04M 2215/0168 On line or real-time flexible customization or negotiation according to wishes of subscriber
• CPC Class Codes: H04M 2215/68 Billing calls completely to the calling party, except POTS, e.g. charge on caller's choice service
• CPC Class Codes: H04M 2215/7072 Validate charges
• CPC Class Codes: H04M 2215/724 : Linked accounts
• CPC Class Codes: H04M 2215/7254 : Multiple accounts per user
• CPC Class Codes: H04M 3/382 : using authorisation codes or passwords
• CPC Class Codes: H04M 3/4211 : where the identifier is used to access a profile

Abstract

A method, system, and program for billing for service provided to destination device according to the calling plan of the individual receiving the call. An authenticated identity for a callee answering a call placed to a destination device is received at an intermediary device. The intermediary device then accesses a billing plan for the authenticated identity of the callee and loads the billing plan for specifying charges for the call, such that telephone service billed to the callee is accessible at multiple destination devices.

Claims

1. A method comprising:

receiving, by a billing service communicatively connected through a data network to a destination telephony device for a first subscriber, an authenticated identifier for said first subscriber at said destination telephony device during a data signal transmission with a second subscriber, wherein said authenticated identifier authenticates an identity of said first subscriber with a first subscriber voice authenticated identifier through a voice sample provided by said first subscriber during said data signal transmission from an authentication service communicatively connected with said data network;

retrieving, by said billing service, billing specifications for said first subscriber according to said authenticated identifier; and

processing, by said billing service, a payment from said first subscriber to said second subscriber with said billing specifications.

2. The method according to claim 1, further comprising:

automatically filling in an order form with said billing specifications for an order placed by said first subscriber, wherein said billing specifications specify at least one billing provider for fulfilling said payment for said order from said first subscriber to said second subscriber.

3. The method according to claim 2, further comprising:

transmitting said order form to said first subscriber at said destination device, wherein said first subscriber is able to complete said order by a single authorization entry at said destination device to authorize said billing service to access said at least one billing provider with said authenticated identifier.

4. The method according to claim 2, further comprising:

accessing, by said billing service, said at least one billing provider with said authenticated identifier to request said payment for said order from said at least one billing provider according to said authenticated identifier and not according to account numbers.

5. The method according to claim 2, further comprising:

receiving a request by said first subscriber at said destination telephony device to initiate said order to shift financial funds from said first subscriber to said second subscriber, where said billing service identifies an account provider for said second subscriber;

prompting said first subscriber at said destination telephony device to enter an amount to transfer and to select a particular billing provider from among said at least one billing provider specified in said billing specifications for said first subscriber according to said authenticated identifier for said first subscriber; and

requesting a financial transaction from said particular billing provider for said amount to said account provider for said second subscriber according to said authenticated identifier for said first subscriber.

6. The method according to claim 2, further comprising:

receiving a request by said first subscriber at said destination telephony device to initiate said order to shift financial funds from said first subscriber to said second subscriber;

capturing said authenticated identifier for said first subscriber and a second authenticated identifier for said second subscriber;

retrieving caller billing specification for said second subscriber according to said second authenticated identifier for said second subscriber;

prompting said first subscriber at said destination device to enter an amount to transfer and to select a particular billing provider from among said at least one billing provider specified in said billing specifications for said first subscriber according to said authenticated identifier for said first subscriber;

prompting said second subscriber at said origin device to select a particular second subscriber account provider from among at least one account provider specified in said second subscriber billing specifications; and

requesting a financial transaction from said particular billing provider for said amount to said particular account provider for said second subscriber according to said authenticated identifier for said first subscriber.

7. The method according to claim 1, further comprising:

receiving said authenticated identifier by said billing service located outside said data network and communicatively connected through said data network through a signaling gateway, wherein an additional level of security verification is provided through said signaling gateway for said billing service to communicatively connect with said destination telephony device through said data network.

8. The method according to claim 1, further comprising:

controlling billing for billable use of data transmission services through said data network and billing for financial transaction orders placed during a plurality of data signal transmissions across said data network.

9. A system comprising:

a non-transitory memory storing subscriber authentication information comprising a first subscriber authenticated identifier; and

one or more hardware processors in communication with said non-transitory memory and configured to;

receive, by a billing service communicatively connected through a data network to a destination telephony device for a first subscriber, an authenticated identifier for said first subscriber at said destination telephony device during a data signal transmission with a second subscriber, wherein said authenticated identifier authenticates an identity of said first subscriber with a first subscriber voice authenticated identifier through a voice sample provided by said first subscriber during said data signal transmission from an authentication service communicatively connected with said data network;

retrieve, by said billing service, billing specifications for said first subscriber according to said authenticated identifier; and

process, by said billing service, a payment from said first subscriber to said second subscriber with said billing specifications.

10. The system of claim 9, wherein said one or more hardware processors is further configured to:

automatically fill in an order form with said billing specifications for an order placed by said first subscriber, wherein said billing specifications specify at least one billing provider for fulfilling said payment for said order from said first subscriber to said second subscriber.

11. The system of claim 10, wherein said one or more hardware processors is further configured to:

transmit said order form to said first subscriber at said destination device, wherein said first subscriber is able to complete said order by a single authorization entry at said destination device to authorize said billing service to access said at least one billing provider with said authenticated identifier.

12. The system of claim 10, wherein said one or more hardware processors is further configured to:

access said at least one billing provider with said authenticated identifier to request said payment for said order from said at least one billing provider according to said authenticated identifier and not according to account numbers.

13. The system of claim 10, wherein said one or more hardware processors is further configured to:

receive a request by said first subscriber at said destination telephony device to initiate said order to shift financial funds from said first subscriber to said second subscriber, where said billing service identifies an account provider for said second subscriber;

prompt said first subscriber at said destination telephony device to enter an amount to transfer and to select a particular billing provider from among said at least one billing provider specified in said billing specifications for said first subscriber according to said authenticated identifier for said first subscriber; and

request a financial transaction from said particular billing provider for said amount to said account provider for said second subscriber according to said authenticated identifier for said first subscriber.

14. The system of claim 10, wherein said one or more hardware processors is further configured to:

receive, by said billing service, a request by said first subscriber at said destination telephony device to initiate said order to shift financial funds from said first subscriber to said second subscriber;

capture said authenticated identifier for said first subscriber and a second authenticated identifier for said second subscriber;

retrieve caller billing specification for said second subscriber according to said second authenticated identifier for said second subscriber;

prompt said first subscriber at said destination device to enter an amount to transfer and to select a particular billing provider from among said at least one billing provider specified in said billing specifications for said first subscriber according to said authenticated identifier for said first subscriber;

prompt said second subscriber at said origin device to select a particular second subscriber account provider from among at least one account provider specified in said second subscriber billing specifications; and

request a financial transaction from said particular billing provider for said amount to said particular account provider for said second subscriber according to said authenticated identifier for said first subscriber.

15. The system of claim 9, wherein the one or more hardware processors is further configured to:

receive said authenticated identifier by said billing service located outside said data network and communicatively connected through said data network through a signaling gateway, wherein an additional level of security verification is provided through said signaling gateway for said billing service to communicatively connect with said destination telephony device through said data network.

16. The system of claim 9, wherein said one or more hardware processors is further configured to:

controlling, by said same billing service, billing for billable use of data transmission services through said data network and billing for financial transaction orders placed during a plurality of data signal transmissions across said data network.

17. A non-transitory computer readable medium comprising a plurality of machine-readable instructions which when executed by one or more processors of a billing service are adapted to cause said billing service to perform a method comprising:

receiving, by said billing service communicatively connected through a data network to a destination telephony device for a first subscriber, an authenticated identifier for said first subscriber at said destination telephony device during a data signal transmission with a second subscriber, wherein said authenticated identifier authenticates an identity of said first subscriber with a first subscriber voice authenticated identifier through a voice sample provided by said first subscriber during said data signal transmission from an authentication service communicatively connected with said data network;

retrieving, by said billing service, billing specifications for said first subscriber according to said authenticated identifier;

processing, by said billing service, a payment from said first subscriber to said second subscriber with said billing specifications; and

transmitting said order form to said first subscriber at said destination device.

18. The non-transitory computer readable medium of claim 17, wherein said identifier provided by said first subscriber is one of a voice identifier, an eye scan, a fingerprint, and a keypad entry.