Dynamic payment device characteristics
First Claim
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1. A system configured to conduct transactions, comprising:
- a payment device comprisinga display configured to display payment data for an account and non-payment data for the account, anda memory coupled to the display, the memory storing the payment data and the non-payment data for the account, wherein the payment device is in a form of a card, and further wherein the payment device does not have a built-in power source; and
an access device comprisinga processor configured to dynamically generate and provide different payment data for each transaction conducted with the payment device, to the payment device, wherein the access device is external to the payment device,wherein the payment device further comprises a first contactless element, wherein the access device further comprises a second contactless element, wherein the second contactless element transmits different payment data and different non-payment data to the first contactless element, and wherein the first contactless element transmits the payment data and the non-payment data to the second contactless element.
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Abstract
A payment device is disclosed. It includes a memory including payment data; and a display coupled to the memory. A processor is configured to execute one or more instructions for displaying the payment data on the display. The payment device is in the form of a card.
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Citations
13 Claims
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1. A system configured to conduct transactions, comprising:
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a payment device comprising a display configured to display payment data for an account and non-payment data for the account, and a memory coupled to the display, the memory storing the payment data and the non-payment data for the account, wherein the payment device is in a form of a card, and further wherein the payment device does not have a built-in power source; and an access device comprising a processor configured to dynamically generate and provide different payment data for each transaction conducted with the payment device, to the payment device, wherein the access device is external to the payment device, wherein the payment device further comprises a first contactless element, wherein the access device further comprises a second contactless element, wherein the second contactless element transmits different payment data and different non-payment data to the first contactless element, and wherein the first contactless element transmits the payment data and the non-payment data to the second contactless element. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A method of using a system comprising (a) a device comprising a display configured to display payment data for an account and non-payment payment data for the account, and a memory coupled to the display, the memory storing the payment data and the non-payment data for the account, and a first contactless element, wherein the payment device is in a form of a card, and further wherein the payment device does not have a built-in power source, and (b) an access device comprising a processor configured to dynamically generate and provide different payment data and different non-payment data for each transaction conducted with the payment device, to the payment device, wherein the access device is external to the payment device, wherein the method comprises:
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receiving, by a second contactless element in the access device and from the first contactless element in the payment device, the payment data and the non-payment data; and transmitting, by the second contactless element in the access device and to the first contactless element in the payment device, different payment data and different non-payment data. - View Dependent Claims (11, 12, 13)
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Specification