Automated banking machine operated responsive to data bearing records with improved resistance to fraud

• US 8,944,317 B2
• Filed: 02/04/2014
• Issued: 02/03/2015
• Est. Priority Date: 11/26/2002
• Status: Active Grant

• Current Assignee: Diebold Nixdorf, Incorporated
• Original Assignee: Diebold Self-Service Systems (Diebold Nixdorf, Incorporated)
• Inventors: Jenkins, Randall, Lewis, David N., PETTITT, James, Enright, Jeffery, Ramachandran, Natarajan, Ma, Songtao, Block, James
• Primary Examiner(s): St Cyr, Daniel
• Application Number:
  US14/172,454
• Publication Number:
  US 20140151450A1
• Time in Patent Office: 364 Days
• Field of Search: 235/379, 235/380, 235/475, 235/381
• US Class Current: 235/379
• CPC Class Codes: G07F 19/2055 Anti-skimming aspects at ATMs
• CPC Class Codes: G07F 19/209 Monitoring, auditing or diagnose of functioning of ATMs

Abstract

A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraudulent devices adjacent thereto. Such unauthorized devices may include for example, a fraudulent card reading device, a fraudulent keypad input intercepting device, a cash outlet trap device, a deposit input diversion device, or other illegitimate devices. The machine includes an anti-fraud arrangement that is operative to deter the attachment of unauthorized devices to the machine. The arrangement can sense and/or dislodge an unauthorized device attached to the machine. The arrangement also allows for the machine'"'"'s card slot bezel to be frequently exchanged for a differently contoured card slot bezel.

Claims

1. An apparatus, comprising:

a card reader that includes a card accepting area, wherein the card reader is operable to read from user cards, user data that corresponds to financial accounts;

a processor, wherein the processor is operable at least in part to a determination that user data read by the card reader corresponds to a financial account to perform a financial transaction involving the financial account;

a bezel support arrangement that supports a removable bezel; and

a bezel sensor that includes a wireless reader;

wherein the bezel sensor is operable to determine whether a bezel mounted on the bezel support arrangement is one of a plurality of authorized, different shaped bezels based on a bezel data in a wireless signal received by the wireless reader from the bezel; and

wherein the plurality of different shaped bezels have card slots the align with the card reader when in a predetermined position.

2. The apparatus of claim 1, wherein at least one of the plurality of bezels is operable to transmit the bezel data.

3. The apparatus of claim 1, wherein at least one of the plurality of bezels comprises a radio frequency identification (RFID) tag that includes the bezel data;

and

wherein the bezel sensor is operable to read the bezel data from the RFID tag.

4. The apparatus according to claim 3 wherein the processor is operable to update bezel data stored in the RFID tag after each transaction.

5. The apparatus of claim 1, wherein at least one of the plurality bezels comprises a near field communication (NFC) chip that includes the bezel data;

and

wherein the wireless reader comprises an NFC reader that is operable to wirelessly read the bezel data front the NFC chip.

6. The apparatus according to claim 1, wherein the machine is operable to update bezel data stored in the NFC chip after each transaction.

7. The appartus according to claim 1 wherein wireless reader is operable to wirelessly receive bezel data transmitted by a card slot bezel selected from the plurality of authorized, different shaped bezels positioned adjacent the housing;

and

wherein the processor is operative to determine based at least in part on bezel data received by the wireless reader, whether an authorized card slot bezel is positioned adjacent the housing.

8. The apparatus according to claim 1, wherein the processor is operable to determine based at least in part on the bezel data received by the wireless reader, whether an authorized card slot bezel was removed from machine.

9. The apparatus according to claim 1 wherein the bezel sensor is operable to whether the bezel mounted on the bezel support is properly positioned relative to the bezel support structure.

10. The apparatus according to claim 1, further comprising a fastener that releasibly holds the bezel mounted on the bezel support structure in a fixed, operatively supported engagement with the bezel support structure;

and

wherein the fastener is manually movable to release the the bezel mounted on the bezel support structure from the fixed, operatively supported engagement with the bezel support structure.

11. The apparatus according to claim 10, wherein the bezel support structure includes at least one connection slot;

and

wherein the fastener is resilient and configured to snap fit into the at least one connection slot.

12. The apparatus according to claim 11, wherein the fastener includes a bezel lock;

wherein the bezel lock is in operative connection with the bezel mounted on the bezel support structure; and

wherein the bezel lock is operable to lock bezel mounted on the support structure to the bezel support structure.

13. The apparatus according to claim 12, wherein the at least one bezel lock is acessible from outside of the machine.