Multifunction removable cover for portable payment device
First Claim
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1. A multifunction removable cover for a portable payment device, comprising:
- a solid support;
a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data, wherein the processor is configured to change the dynamic authentication data periodically after a set time interval;
a card-communication contact connected to the solid support and configured to couple the multifunction removable cover to the portable payment device; and
a USB contact, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device.
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Abstract
Methods and devices for conducting financial transactions are provided. Aspects and embodiments include multifunction removable covers for portable payment devices; multifunction removable covers configured as password token type portable payment devices; and multifunction removable covers configured as radio frequency shields to prevent unintended data transmission.
140 Citations
20 Claims
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1. A multifunction removable cover for a portable payment device, comprising:
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a solid support; a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data, wherein the processor is configured to change the dynamic authentication data periodically after a set time interval; a card-communication contact connected to the solid support and configured to couple the multifunction removable cover to the portable payment device; and a USB contact, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device. - View Dependent Claims (2, 3, 4, 5, 6, 9)
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7. A multifunction removable cover for a portable payment device, comprising;
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a solid support; a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data; a card-communication contact connected to the solid support and configured to couple the multifunction removable cover to the portable payment device; a USB contact, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device; and one or more magnets configured to magnetically align the multifunction removable cover with the portable payment device.
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8. A system comprising:
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a portable payment device; and a multifunction removable cover comprising; a support; a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data; a communication contact attached to the support and configured to communicatively couple the multifunction removable cover to the portable payment device; and a USB contact attached to the support, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device.
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10. A system comprising:
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a portable payment device; and a multifunction removable cover comprising; a support; a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data, wherein the processor is configured to change the dynamic authentication data periodically after a set time interval; a communication contact attached to the support and configured to communicatively couple the apparatus to the payment device; and a USB contact attached to the support, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device. - View Dependent Claims (11, 12)
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13. A system comprising:
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a portable payment device; a multifunction removable cover comprising; a support; a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data; a communication contact attached to the support and configured to communicatively couple the multifunction removable cover to the portable payment device; and a USB contact attached to the support, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device; and one or more magnets configured to magnetically align the multifunction removable cover with the portable payment device.
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14. A multifunction removable cover for a portable payment device, comprising:
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a solid support; a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data, wherein the dynamic authentication data is time-synchronized; a card-communication contact connected to the solid support and configured to couple the multifunction removable cover to the portable payment device; and a USB contact, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device.
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15. A system comprising:
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a portable payment device comprising a magnetic stripe; and a multifunction removable cover comprising; a support; a processor coupled to the solid support, wherein the processor is configured to generate dynamic authentication data; a communication contact attached to the support and configured to communicatively couple the multifunction removable cover to the portable payment device; and a USB contact attached to the support, wherein the processor is configured to provide the dynamic authentication data via the USB contact to a computing device, wherein the magnetic stripe is exposed when the portable payment device and multifunction removable cover are coupled.
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16. A method comprising:
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establishing, with a processor on a multifunction removable cover, communication with a contact-making element on a portable payment device; generating, using the processor, dynamic authentication data; and providing, via a USB contact coupled to the processor, the dynamic authentication data to a computing device. - View Dependent Claims (20)
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17. A method comprising:
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establishing, with a processor on a multifunction removable cover, communication with a contact-making element on a portable payment device; generating, using the processor, dynamic authentication data, wherein the processor is configured to change the dynamic authentication data periodically after a set time interval; and providing, via a USB contact coupled to the processor, the dynamic authentication data to a computing device. - View Dependent Claims (18, 19)
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Specification