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System and method providing disconnected authentication

  • US 8,966,276 B2
  • Filed: 09/10/2004
  • Issued: 02/24/2015
  • Est. Priority Date: 09/12/2003
  • Status: Active Grant
First Claim
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1. A method for authenticating at a verifier a user who possesses an authentication token capable of providing one or more one-time passcodes, comprising:

  • obtaining a verification record from an authentication server;

    obtaining a passcode from the authentication token submitted to authenticate the user at the verifier, wherein the one-time passcodes are generated as a function of a token secret, and wherein the verifier is isolated from the token secret; and

    determining whether the submitted passcode is consistent with the verification record, where the verification record is a function of a reference passcode, wherein the verifier is disconnected from the authentication server which provided the verification record.

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