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Method and system for securing electronic transactions

  • US 8,973,111 B2
  • Filed: 06/08/2013
  • Issued: 03/03/2015
  • Est. Priority Date: 02/03/2009
  • Status: Active Grant
First Claim
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1. A method for authenticating a security device at a local network location for providing a secure access from the local network location to a remote network location, the method comprising:

  • at the security device, having a global unique identifier (UID), a processor and a memory;

    obtaining, from the remote network location, a private security software, and causing the private security software to obtain a user selectable personal identification number (PIN), and the UID of the security device, the UID uniquely identifying the security device and being permanently associated with the security device;

    forwarding the PIN, the UID and the private security software to the remote network location for generating a user-personalized credential code using the PIN, the UID and the private security software, comprising encrypting the user-personalized credential code;

    at the security device, obtaining the user-personalized credential code from the remote network location, and verifying an authenticity of the user selectable PIN and the UID, without communicating over a network, comprising decrypting the user-personalized credential code; and

    retrieving access credentials to the remote network location upon verifying the authenticity of the user selectable PIN and the UID.

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