Billing account reject solution

• US 8,977,564 B2
• Filed: 03/14/2013
• Issued: 03/10/2015
• Est. Priority Date: 03/14/2013
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Bushpala, Poornima, Seth, Vipul, Talwar, Rajneesh, Naidu, Venkatesh, Field, Scott A., Myers, Kathy S., Chewawong, Wichuda, Yeligepally, Vamshi
• Primary Examiner(s): Danneman, Paul
• Application Number:
  US13/803,756
• Publication Number:
  US 20140279319A1
• Time in Patent Office: 726 Days
• Field of Search: None
• US Class Current: 705/34
• CPC Class Codes: G06Q 30/04 Billing or invoicing

Abstract

Apparatus for coordinating a rule-based relationship between a bank, a vendor and a merchant is provided. The apparatus may include a first receiver configured to receive an employee identification number input into a graphical user interface (“GUI”). The apparatus may additionally include the first receiver being configured to receive a billing account number input into the GUI. The apparatus may also include a processor configured to determine if the billing account number includes a number of consecutive, identical digits. The processor may further be configured to determine if the number of consecutive, identical digits is equal to or greater than a threshold number of consecutive, identical digits.

Claims

1. One or more non-transitory computer-readable media storing computer-executable instructions which, when executed by a processor on a computer system, perform a method for validating an account number, the method comprising:

using a first receiver to receive an employee identification number input into a graphical user interface (“

GUI”

);

using the first receiver to receive a billing account number input into the GUI;

using a processor to determine if the billing account number includes a number of consecutive, identical digits;

using the processor to determine if the number of consecutive, identical digits is equal to or greater than a threshold number of consecutive, identical digits;

in the event that the number of consecutive, identical digits is determined to be greater than or equal to the threshold number, using a transmitter to transmit a data file including the employee identification number and the billing account number to a predetermined e-mail address;

in the event that the number of consecutive, identical digits is determined to be less than the threshold number;

using the processor to access a database including valid billing account numbers; and

using the processor to electronically identify an account number included in the database that is identical to the billing account number, wherein a failure to identify an account number identical to the billing account number triggers the processor to disable a plurality of input fields included in the GUI.

2. The computer-readable media of claim 1 wherein, in the method, the predetermined e-mail address is an e-mail address of a management employee.

3. The computer-readable media of claim 1 wherein, in the method, the plurality of input fields are required input fields.

4. The computer-readable media of claim 1 wherein, in the method, the billing account number is a bank account number.

5. The computer-readable media of claim 1 wherein, in the method, the failure to identify an account number identical to the billing account number further triggers the processor to display a text box including text, the text detailing the invalidity of the billing account number.

6. An article of manufacture comprising a non-transitory computer usable medium having computer readable program code embodied therein, the code when executed by a processor causes a computer to determine a validity of an account number, the computer readable program code in said article comprising:

computer readable program code for causing the computer to receive a bank account number input into the GUI;

computer readable program code for causing the computer to determine if the bank account number includes a number of consecutive, identical digits;

computer readable program code for causing the computer to determine if the number of consecutive, identical digits is equal to or greater than a threshold number of consecutive, identical digits;

in the event that the number of consecutive, identical digits is determined to be less than the threshold number, computer readable program code for causing the computer to access a database including valid bank account numbers and determine if the database includes an entry identical to the bank account number; and

in the event that the computer establishes the non-existence of an entry identical to the bank account number, computer readable program code for causing the computer to disable a data input functionality associated with a plurality of input fields included in the GUI.

7. The article of claim 6 wherein the bank account number is a bank account number used for billing purposes.

8. The article of claim 6 further comprising computer readable program code for causing the computer to receive an employee identification number input into the GUI.

9. The article of claim 8 further comprising, in the event that the bank account number includes a number of consecutive, identical digits equal to or greater than the threshold number of consecutive, identical digits, computer readable program code for causing the computer to transmit to an e-mail address the employee identification number and the bank account number.

10. The article of claim 6 wherein the threshold number is the integer 3, 4, 5, or 6.

11. The article of claim 6 wherein the plurality of input fields include all input fields displayed on the GUI except for an input field designated for receiving a bank account number.

12. The article of claim 6 further comprising, in the event that the computer establishes the non-existence of an entry identical to the bank account number, computer readable program code for causing the computer to suspend the generation of a verification number relating to the establishment of a customer billing account.

13. The article of claim 6, wherein the bank account number is a first bank account number, further comprising:

computer readable program code for causing the computer to receive a second bank account number;

computer readable program code for causing the computer to access the database including valid bank account numbers and determine if the database includes an entry identical to the second bank account number; and

in the event that the computer establishes the non-existence of an entry identical to the second bank account number, computer readable program code for causing the computer to re-enable the data input functionality of the plurality of input fields.