System and method for deploying a payment application on a wireless device

• US 8,989,723 B2
• Filed: 04/09/2007
• Issued: 03/24/2015
• Est. Priority Date: 02/09/2000
• Status: Expired due to Term

• Current Assignee: Apriva, LLC (APPSware Holdings, Inc.)
• Original Assignee: Apriva, LLC (APPSware Holdings, Inc.)
• Inventors: Coppinger, Paul D., Klingen, Michael S., Spinella, Rinaldo Anthony
• Primary Examiner(s): Johnson, Gerald
• Application Number:
  US11/784,842
• Publication Number:
  US 20070254638A1
• Time in Patent Office: 2,906 Days
• Field of Search: 455418-420
• US Class Current: 455/418
• CPC Class Codes: G06F 8/65 Updates security arrangements therefor G06F21/57
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/0603 Catalogue ordering
• CPC Class Codes: G06Q 50/06 Energy or water supply
• CPC Class Codes: H04L 12/66 Arrangements for connecting between networks having differing types of switching systems, e.g. gateways
• CPC Class Codes: H04L 67/04 specially adapted for terminals or networks with limited capabilities; specially adapted for terminal portability
• CPC Class Codes: H04L 67/51 Discovery or management thereof, e.g. service location protocol [SLP] or web services
• CPC Class Codes: H04L 67/56 Provisioning of proxy services store-and-forward switching systems in data switching networks H04L12/54
• CPC Class Codes: H04L 67/565 Conversion or adaptation of application format or content adding application control or application functional data H04L67/561
• CPC Class Codes: H04W 60/00 Affiliation to network, e.g. registration; Terminating affiliation with the network, e.g. de-registration
• CPC Class Codes: H04W 84/02 Hierarchically pre-organised networks, e.g. paging networks, cellular networks, WLAN [Wireless Local Area Network] or WLL [Wireless Local Loop]
• CPC Class Codes: Y10S 707/99945 Object-oriented database structure processing
• CPC Class Codes: Y10S 707/99948 Application of database or data structure, e.g. distributed, multimedia, or image

Abstract

A communication system includes a development sector for registering a plurality of wireless devices, a business sector for controlling utilization of an application program and for receiving application data, a service sector for deploying the application program and for providing the application data to the business sector in accordance with communication with at least one wireless device of the plurality; and a mobile sector comprising the plurality of wireless devices, each device for receiving the application program deployed by the service sector, executing the application program in response to the business sector, and communicating with the service sector to support provision of the application data to the business sector. The wireless device, such as a cell phone, personal digital assistant, or palm top computer may include an auxiliary device such as a bar code scanner, a magnetic stripe card reader, or a printer. The business sector or service sector may monitor or limit utilization of the auxiliary device. Deployment of application programs may be controlled by the business sector or the development sector by rendering an application program or auxiliary device available for use only after a particular time or after receipt of a message. Distributed processing application programs having components in the business, service, and mobile sectors may thereby be updated in an orderly manner. An application program on a wireless device may assist confirmation of an order made by a buyer via a web site. The wireless device is expected to be operated by the buyer. Fraud reporting is accomplished by comparing data obtained by registration of the wireless device with data provided in the confirmation.

Claims

1. A method for deploying a distributed processing application program implementing a payment transaction to be performed by a wireless device, the method comprising the steps of:

determining whether the wireless device is registered to operate with the distributed processing application program implementing the payment transaction; and

providing a first component of the distributed processing application program to the wireless device for execution upon determining that the wireless device is registered to operate with the distributed processing application program.

2. The method of claim 1 wherein the wireless device is located at a point of sale.

3. The method of claim 1 wherein the payment transaction includes obtaining a credit authorization from a location remote to the wireless device.

4. The method of claim 1 further comprising the step of providing a second component of the distributed processing application program to the wireless device for execution upon determining that the wireless device is registered to operate with the distributed processing application program.

5. The method of claim 1 wherein the step of determining whether the wireless device is registered to operate with the distributed processing application program comprises determining whether multiple wireless devices are registered to operate with the distributed processing application program and the step of providing a first component of the distributed processing application program to the wireless device for execution comprises providing a first component of the distributed processing application program to the multiple wireless devices upon determining that the multiple wireless devices are registered to operate with the distributed processing application program.

6. A system for deploying a distributed processing application program implementing a payment transaction to be performed by a wireless device, the method comprising:

means for determining whether the wireless device is registered to operate with the distributed processing application program implementing the payment transaction; and

means for providing a first component of the distributed processing application program to the wireless device for execution upon determining that the wireless device is registered to operate with the distributed processing application program.

7. The system of claim 6 wherein the wireless device is located at a point of sale.

8. The system of claim 6 wherein the payment transaction includes obtaining a credit authorization from a location remote to the wireless device.

9. The system of claim 6 further comprising means for providing a second component of the distributed processing application program to the wireless device.

10. The system of claim 6 wherein the means for determining whether the wireless device is registered to operate with the distributed processing application program comprises means for determining whether multiple wireless devices are registered to operate with the distributed processing application program and the means for providing a first component of the distributed processing application program to the wireless device for execution comprises means for providing a first component of the distributed processing application program to the multiple wireless devices upon determining that the multiple wireless devices are registered to operate with the application program.

11. A method for implementing a payment transaction, the method performed by a wireless device and comprising the steps of:

obtaining a first component of a distributed processing application program implementing the payment transaction upon a determination that the wireless device is registered to operate with the distributed processing application program; and

performing the distributed processing application program to implement the payment transaction.

12. The method of claim 11 wherein the wireless device is located at a point of sale.

13. The method of claim 11 wherein the payment transaction includes obtaining a credit authorization from a location remote to the wireless device.

14. The method of claim 11 further comprising the step of obtaining a second component of the distributed processing application program implementing the payment transaction upon a determination that the wireless device is registered to operate with the distributed processing application program.

15. The method of claim 11 wherein the step of obtaining a first component of the distributed processing application program comprises obtaining a first component of the distributed processing application program from a server upon determination by the server that the wireless device is one of multiple wireless devices registered to operate with the distributed processing application program.

16. A wireless device for implementing a distributed processing application program, the wireless device comprising:

means for obtaining a first component of the distributed processing application program implementing a payment transaction upon a determination that the wireless device is registered to operate with the distributed processing application program; and

means for performing the distributed processing application program to implement the payment transaction.

17. The wireless device of claim 16 wherein the wireless device is located at a point of sale.

18. The wireless device of claim 16 wherein the payment transaction includes obtaining a credit authorization from a location remote to the wireless device.

19. The wireless device of claim 16 further comprising means for obtaining a second component of the distributed processing application program implementing a payment transaction upon a determination that the wireless device is registered to operate with the distributed processing application program.

20. The wireless device of claim 16 wherein the means for obtaining a first component of the distributed processing application program comprises means for obtaining a first component of the distributed processing application program from a server upon determination by the server that the wireless device is one of multiple wireless devices registered to operate with the distributed processing application program.