Systems and methods for providing a one-time authorization

• US 8,997,184 B2
• Filed: 06/22/2012
• Issued: 03/31/2015
• Est. Priority Date: 06/22/2012
• Status: Active Grant

• Current Assignee: Drumwave Inc
• Original Assignee: Paychief, LLC
• Inventors: Vellozo Luz, Andre Gustavo, Ghetler, Mauricio
• Primary Examiner(s): Truong, Thanhnga B
• Application Number:
  US13/531,174
• Publication Number:
  US 20130347074A1
• Time in Patent Office: 1,012 Days
• Field of Search: 726 1- 4, 726/17, 726/21, 235/381, 235/382, 235/454, 235/462.01, 235/462.07
• US Class Current: 726/4
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06F 21/36 by graphic or iconic representation
• CPC Class Codes: G06F 21/606 by securing the transmission between two devices or processes

Abstract

Systems and methods for presenting a request are disclosed. The systems and methods may include one or more steps, such as receiving, by an electronic device, request information from an entity. The request information may include a request for approval by a user. The steps may further include transmitting, by the electronic device, data containing the request information to a computing device, receiving, by the electronic device, a symbology corresponding to the request information from the computing device and presenting, by the electronic device, the symbology to the user.

Claims

1. A method of handling a transaction, the method comprising:

receiving, by a computing device, data from an entity, wherein the data corresponds to a request from the entity to a user;

directing, by the computing device, a storage device to record the data;

generating, by the computing device, a unique identifier that corresponds to the data, wherein the unique identifier is only recognizable to the computing device;

encoding, by the computing device, a symbology corresponding to the unique identifier;

providing, by the computing device, the symbology to at least one of the entity and the user; and

receiving, by the computing device, a confirmation of the request by the user, wherein the confirmation is transmitted by the user upon scanning the symbology.

2. The method of claim 1, wherein the confirmation of the request is an approval confirmation or a denial confirmation.

3. The method of claim 1, further comprising providing, by the computing device, a notice of the confirmation to at least one of the entity and the user.

4. The method of claim 1, further comprising determining, by the computing device, whether the symbology is a valid symbology.

5. The method of claim 1, wherein the symbology comprises one or more of a multi-dimensional bar code and a quick response (QR) code.

6. The method of claim 1, wherein the request comprises at least one of a payment request, a transaction request, an agreement request, and a registration request.

7. A system for handling a transaction, the system comprising:

a processing device; and

a non-transitory, processor-readable storage medium in communication with the processing device, wherein the non-transitory, processor-readable storage medium contains one or more programming instructions that, when executed, cause the processing device to;

receive data from an entity, wherein the data corresponds to a request from the entity to a user;

direct a storage device to record the data;

generate a unique identifier that corresponds to the data, wherein the unique identifier is only recognizable to the computing device;

encode a symbology corresponding to the unique identifier;

provide the symbology to at least one of the entity and the user; and

receive a confirmation of the request by the user, wherein the confirmation is transmitted by the user upon scanning the symbology.

8. The system of claim 7, wherein the confirmation of the request is an approval confirmation or a denial confirmation.

9. The system of claim 7, wherein the one or more programming instructions further comprise one or more programming instructions that, when executed, cause the processing device to provide a notice of the confirmation to at least one of the entity and the user.

10. The system of claim 7, wherein the one or more programming instructions further comprise one or more programming instructions that, when executed, cause the processing device to determine whether the symbology is a valid symbology.

11. The system of claim 7, wherein the symbology comprises one or more of a multi-dimensional bar code and a quick response (QR) code.

12. The system of claim 7, wherein the request comprises at least one of a payment request, a transaction request, an agreement request, and a registration request.