Banking system controlled responsive to data read from data bearing records
First Claim
1. Apparatus comprising:
- a deposit management system associated with a plurality of financial funds depositories, wherein each depository includes at least one bar code reader, a deposit storage area, a transport path leading to the deposit storage area, and a deposit entry door,wherein the deposit entry door when in an open position provides customer access to the transport path,wherein the deposit entry door can be placed in a locked condition and an unlocked condition,wherein in the unlocked condition, the deposit entry door is movable by a customer to the open position,wherein the system includes at least one data store,wherein the at least one data store includes at least one respective deposit identifier correlated to at least one respective preregistered deposit,wherein the system is operable to determine whether a deposit identifier read by a bar code reader of a respective depository corresponds in the at least one data store to a preregistered deposit,wherein the system is operable responsive at least in part to a positive determination, to cause the deposit entry door of the respective depository to be automatically placed in the unlocked condition.
19 Assignments
0 Petitions
Accused Products
Abstract
A deposit management system is operable responsive to data read from data bearing records. The system is associated with financial funds depositories. Each depository can accept items, such as deposit bags. Each depository includes a bar code reader that can read data from a bar code label that is located on a deposit bag. The system allows merchants to preregister a deposit before performing the deposit. A preregistered deposit is linked with a deposit identifier in a data store. The deposit identifier can be represented in a bar code. If the system determines that a depository read a bar code having a deposit identifier that corresponds in the data store to a preregistered deposit, then that depository is operated to automatically unlock its deposit entry door to permit the deposit. The system also allows merchants to review their deposit history.
31 Citations
21 Claims
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1. Apparatus comprising:
a deposit management system associated with a plurality of financial funds depositories, wherein each depository includes at least one bar code reader, a deposit storage area, a transport path leading to the deposit storage area, and a deposit entry door, wherein the deposit entry door when in an open position provides customer access to the transport path, wherein the deposit entry door can be placed in a locked condition and an unlocked condition, wherein in the unlocked condition, the deposit entry door is movable by a customer to the open position, wherein the system includes at least one data store, wherein the at least one data store includes at least one respective deposit identifier correlated to at least one respective preregistered deposit, wherein the system is operable to determine whether a deposit identifier read by a bar code reader of a respective depository corresponds in the at least one data store to a preregistered deposit, wherein the system is operable responsive at least in part to a positive determination, to cause the deposit entry door of the respective depository to be automatically placed in the unlocked condition. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. Apparatus comprising:
a financial funds depository, wherein the depository includes at least one reader operable to wirelessly read identifier data from at least one deposit item during a customer deposit session with the depository, wherein the depository is associated with a pre-deposit registration system operable to respectively link in at least one data store, particular identifier data with particular preregistered deposit sessions, wherein the depository includes a lockable and unlockable depository door that controls customer access to a transport path that leads to a chest portion which comprises a deposit item storage area, wherein the depository is configured to automatically unlock the door, responsive at least in part to computer-determination that the at least one reader wirelessly read identifier data that is linked in the at least one data store with a particular preregistered deposit session. - View Dependent Claims (13, 14)
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15. A method comprising:
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(a) operating at least one wireless reader of a financial funds depository to wirelessly read identifier data from at least one deposit item during a customer deposit session with the depository, wherein the depository is associated with a pre-deposit registration system operable to respectively link in at least one data store, particular identifier data with particular preregistered deposit sessions, wherein the depositor includes a lockable and unlockable depository door that controls customer access to a transport path that leads to a chest portion which comprises a deposit item storage area, wherein during (a) the door is locked in a position that prevents customer access to the transport path; and (b) operating the depository during the customer deposit session to automatically unlock the door, responsive at least in part to a computer-determination that the identifier data read in (a) is linked in the at least one data store with a particular preregistered deposit session. - View Dependent Claims (16, 17, 18, 19, 20)
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21. A method comprising:
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(a) operating a financial funds depository to read deposit identification data during a customer deposit session, wherein the deposit identification data was preregistered with a deposit management system for a specific deposit of specific items, wherein the depository includes an interior storage area, wherein the depository includes a transport path that leads to the interior storage area, wherein customer access to the transport path allows a customer to deposit items into the interior storage area, wherein customer access to the transport path is prevented during (a); (b) responsive at least in part to the deposit identification data read in (a), operating the depository to allow customer access to the transport path; (c) subsequent to (b), operating the depository to determine that at least one item was received during the customer deposit session; and (d) subsequent to (c), operating the depository to cause at least one message to be sent to the deposit management system, wherein the at least one message indicates that the specific deposit was carried out at the depository.
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Specification