Point of sale processing initiated by a single tap
First Claim
1. A computer-implemented method for point of sale (POS) processing, the method comprising:
- detecting, using one or more computing devices, proximity between a device for a contactless communication and a POS device using a near field communications (NFC) channel;
establishing, using the one or more computing devices, an non-NFC wireless communications channel between the detected proximate POS device and the device for contactless communication; and
communicating, using the one or more computing devices, at least one of purchase information and value-added services information between the POS device and the device for contactless communication at least in part via the established non-NFC wireless communications channel;
wherein both the NFC channel and the non-NFC wireless communications channel are actively communicating during a common period of time.
3 Assignments
0 Petitions
Accused Products
Abstract
Point of sale processing of multiple options is possible with a single tap of a contactless device. The user taps the contactless device in the device reader'"'"'s radio frequency field. The device reader and the contactless device establish a secure communication channel. Once a secure communication channel is established, the device reader communicates the purchase to the contactless device. The contactless device presents value-added services available to the user. The contactless device communicates the user'"'"'s selected value-added service(s) to the device reader, and the reader communicates the purchase price of the transaction. The contactless device communicates payment options to the user and then communicates the user-selected payment options to the device reader. The device reader communicates a digital receipt to the contactless device, and the secure communication is terminated.
115 Citations
21 Claims
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1. A computer-implemented method for point of sale (POS) processing, the method comprising:
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detecting, using one or more computing devices, proximity between a device for a contactless communication and a POS device using a near field communications (NFC) channel; establishing, using the one or more computing devices, an non-NFC wireless communications channel between the detected proximate POS device and the device for contactless communication; and communicating, using the one or more computing devices, at least one of purchase information and value-added services information between the POS device and the device for contactless communication at least in part via the established non-NFC wireless communications channel; wherein both the NFC channel and the non-NFC wireless communications channel are actively communicating during a common period of time. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computer program product, comprising:
a non-transitory computer-executable storage device having computer-readable program instructions embodied thereon that when executed by a computer perform a method for point of sale (POS) processing comprising; detecting, using one or more computing devices, proximity between a device for a contactless communication and a POS device using a near field communications (NFC) channel; establishing, using the one or more computing devices, an non-NFC wireless communications channel between the detected proximate POS device and the device for contactless communication; and communicating, using the one or more computing devices, at least one of purchase information and value-added services information between the POS device and the device for contactless communication at least in part via the established non-NFC wireless communications channel; wherein both the NFC channel and the non-NFC wireless communications channel are actively communicating during a common period of time. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A system to conduct point of sale (POS) processing, the system comprising:
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a storage resource; a network module; and a processor communicatively coupled to the storage resource and the network module, wherein the processor executes computer-readable instructions that are stored in the storage resource and that cause the system to; detect proximity between a device for a contactless communication and a POS device using a near field communications (NFC) channel; establish an non-NFC wireless communications channel between the detected proximate POS device and the device for contactless communication; and communicate at least one of purchase information and value-added services information between the POS device and the device for contactless communication at least in part via the established non-NFC wireless communications channel; wherein both the NFC channel and the non-NFC wireless communications channel are actively communicating during a common period of time. - View Dependent Claims (16, 17, 18, 19, 20, 21)
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Specification