RF transaction system and method for storing user personal data
First Claim
1. A method comprising:
- receiving, at a Radio Frequency (RF) reader, a transaction request from an RF Transaction device configured to store a first data set associated with a first data set owner in a first data storage area on the RF transaction device;
searching the RF transaction device to determine if at least one of the first data set or a second data set is available for use in connection with the transaction request;
receiving an add request from the RF transaction device to add the second data set to the RF transaction device in response to the second data set not being available for use;
allocating a second data storage area on the RF transaction device in response to the add request from the RF transaction device and in response to an issuer system indicating that the first data set is available for addition to the RF transaction device;
receiving, at the RF reader, the second data set from a point of interaction terminal of the merchant system, wherein the second data set is inputted into the point of interaction terminal by a transaction device distinct from the RF transaction device;
adding, by the RF reader, the second data set to the RF transaction device in the second data storage area, wherein the second data storage area is reserved for use by a second data set owner distinct from the first data set owner; and
processing the transaction request in response to the adding the second data set.
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Abstract
A system and method for a RF transaction device for storing user personal data is disclosed. The invention includes a system and method for facilitating a healthcare transaction using a transponder system configured to store different healthcare information in different storage areas on a database. The invention includes providing account information in ISO/IEC 7816 magnetic stripe Track 1/Track 2 format. The invention also includes an RFID reader for transmitting account and database information. In one embodiment the invention provides an RFID reader as a free standing or a computer implemented device. In another embodiment, biometric security measures are used in conjunction with the transponder system. In another embodiment, the transponder system communicates with one or more third-party healthcare providers to facilitate the transfer of healthcare and personal information.
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Citations
16 Claims
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1. A method comprising:
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receiving, at a Radio Frequency (RF) reader, a transaction request from an RF Transaction device configured to store a first data set associated with a first data set owner in a first data storage area on the RF transaction device; searching the RF transaction device to determine if at least one of the first data set or a second data set is available for use in connection with the transaction request; receiving an add request from the RF transaction device to add the second data set to the RF transaction device in response to the second data set not being available for use; allocating a second data storage area on the RF transaction device in response to the add request from the RF transaction device and in response to an issuer system indicating that the first data set is available for addition to the RF transaction device; receiving, at the RF reader, the second data set from a point of interaction terminal of the merchant system, wherein the second data set is inputted into the point of interaction terminal by a transaction device distinct from the RF transaction device; adding, by the RF reader, the second data set to the RF transaction device in the second data storage area, wherein the second data storage area is reserved for use by a second data set owner distinct from the first data set owner; and processing the transaction request in response to the adding the second data set. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 13, 14, 15, 16)
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12. A non-transitory memory element having stored thereon a plurality of instructions for execution by a processor, the plurality of instructions comprising:
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instructions to receive, at a Radio Frequency identification (RFID) reader, a transaction request from an RF transaction device configured to store a first data set associated with a first data set owner in a first data storage area on the RF transaction device; instructions to search the RF transaction device to determine if at least one of the first data set or a second data set is available for use in connection with the transaction request; instructions to receive an add request from the RF transaction device to add the second data set to the RF transaction device in response to the second data set not being available for use; instructions to allocate a second data storage area on the RF transaction device in response to the add request from the RF transaction device and in response to an issuer system indicating that the first data set is available for addition to the RF transaction device; instructions to receive, at the RF reader, the second data set from a point of interaction terminal of the merchant system, wherein the second data set is inputted into the point of interaction terminal by a transaction device distinct from the RF transaction device; instructions to add, by the RF reader, the second data set to the RF transaction device in the second data storage area, wherein the second data storage area is reserved for use by a second data set owner distinct from the first data set owner; and instructions to process the transaction request in response to the instructions to add the second data set.
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Specification