Remote identification equipped self-service monetary item handling device

• US 9,024,722 B2
• Filed: 10/31/2008
• Issued: 05/05/2015
• Est. Priority Date: 06/16/2008
• Status: Active Grant

• Current Assignee: Bank of America Corp.
• Original Assignee: Bank of America Corp.
• Inventors: Nichols, Michelle, Atwood, Todd, Heddleson, James, Garnett, Karen, Votaw, Elizabeth, Crowley, Steve
• Primary Examiner(s): Bugg, George A
• Assistant Examiner(s): OBINIYI, PAULSON IDOWU
• Application Number:
  US12/262,529
• Publication Number:
  US 20090309694A1
• Time in Patent Office: 2,377 Days
• Field of Search: 340/5.8, 340/5.81, 340/5.85, 235/379, 235/380, 235/382, 705/39, 705/43, 705/44
• US Class Current: 340/5.8
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/389 Keeping log of transactions for guaranteeing non-repudiation of a transaction
• CPC Class Codes: G07C 9/00182 operated with unidirectional data transmission between data carrier and locks
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/207 Surveillance aspects at ATMs
• CPC Class Codes: G07F 19/211 Software architecture within ATMs or in relation to the ATM network

Abstract

An electronic process to capture, track and monitor unique identifying information regarding automated teller machine (ATM) deposits. ATMs equipped with radio-frequency identification (RFID) or other remote identification technology may enable the electronic transfer of key data elements to general ledger and asset tracking processing systems.

Claims

1. A method performed by a self-service monetary item handling device, the method comprising:

receiving a plurality of monetary deposits;

moving the plurality of received monetary deposits to a locked deposit holding area of the self-service monetary item handling device, such that the deposits held in the deposit holding area are contained within a plurality of deposit bags, each of the deposit bags having a radio frequency identification (RFID) tag;

reading an identifier from each of the RFID tags;

wirelessly receiving an identifier of a servicer;

comparing the received identifier of the servicer with a set of authorized identifiers pre-stored in the self-service monetary handling device;

authenticating the identifier of the servicer;

responsive to the identifier of the servicer being authenticated, providing the servicer with physical access to the deposit bags contained within the self-service monetary item handling device and wirelessly transmitting the identifiers read from the RFID tags;

receiving a user input in addition to the identifier, wherein the providing comprises providing the servicer with physical access to the deposit bags responsive to the user input; and

wherein wirelessly receiving comprises wirelessly receiving the identifier of the servicer from an RFID device, and wherein transmitting comprises transmitting the identifiers read from the RFID tags to the RFID device.

2. The method of claim 1, wherein wirelessly receiving comprises wirelessly receiving using radio frequency identification (RFID) technology.

3. The method of claim 1, wherein the user input comprises a press of a button on the self-service monetary item handling device.

4. The method of claim 1, wherein the self-service monetary item handling device comprises an automated teller machine (ATM).

5. The method of claim 1, wherein providing the servicer with physical access to the deposit bags comprises causing the deposit holding area to become unlocked.

6. The method of claim 1, wherein providing the servicer with physical access to the deposit bags comprises providing the servicer with physical access to the RFID tags.

7. A self-service monetary item handling device, comprising:

a deposit input device configured to receive a plurality of monetary deposits from outside of the self-service monetary item handling device, each of the monetary deposits having a radio frequency identification (RFID) tag;

a lockable deposit holding area configured to receive the plurality of monetary deposits from the deposit input device, and to hold the received one or more monetary deposits in a plurality of bins;

an RFID device configured to read an identifier from each of the plurality of RFID tags and to wirelessly receive an identifier of a servicer;

a controller configured to compare a set of authorized identifiers pre-stored in the self-service monetary handling device and authenticate the identifier of the servicer, and in response to the authenticating, to cause the deposit holding area to become unlocked to provide physical access to the monetary deposits held in the plurality of bins and to cause the RFID device to wirelessly transmit the identifiers read from the RFID tags;

receiving a user input in addition to the identifier, wherein the providing comprises providing the servicer with physical access to the deposit bags responsive to the user input; and

wherein the RFID device is configured to wirelessly receive the identifier of the servicer from an external RFID device located outside the self-service monetary item handling device, and to transmit the identifiers read from the RFID tags to the external RFID device.

8. A self-service monetary item handling device, comprising:

a deposit input device configured to receive a plurality of monetary deposits from outside of the self-service monetary item handling device;

a lockable deposit holding area configured to receive the plurality of monetary deposits from the deposit input device, and to hold the received one or more monetary deposits in a plurality of deposit bags, each of the deposit bags containing a radio frequency identification (RFID) tag;

an RFID device configured to read an identifier from each of the plurality of RFID tags and to wirelessly receive an identifier of a servicer;

a controller configured to compare a set of authorized identifiers pre-stored in the self-service monetary handling device and authenticate the identifier of the servicer, and in response to the authenticating, to cause the deposit holding area to become unlocked to provide physical access to the plurality of deposit bags and to cause the RFID device to wirelessly transmit the identifiers read from the RFID tags;

receiving a user input in addition to the identifier, wherein the providing comprises providing the servicer with physical access to the deposit bags responsive to the user input; and

wherein the RFID device is configured to wirelessly receive the identifier of the servicer from an external RFID device located outside the self-service monetary item handling device, and to transmit the identifiers read from the RFID tags to the external RFID device.

9. The self-service monetary item handling device of claim 8, wherein the self-service monetary item handling device comprises an automated teller machine (ATM).

10. A method performed by a self-service monetary item handling device, the method comprising:

receiving a plurality of monetary deposits;

moving the plurality of received monetary deposits to a locked deposit holding area of the self-service monetary item handling device, such that the deposits held in the deposit holding area are held within a plurality of bins, each of the monetary deposits having a radio frequency identification (RFID) tag;

reading an identifier from each of the RFID tags;

wirelessly receiving an identifier of a servicer;

comparing the received identifier of the servicer with a set of authorized identifiers pre-stored in the self-service monetary handling device;

authenticating the identifier of the servicer;

responsive to the identifier of the servicer being authenticated, providing the servicer with physical access to the monetary deposits held in the plurality of bins and wirelessly transmitting the identifiers read from the RFID tags;

receiving a user input in addition to the identifier, wherein the providing comprises providing the servicer with physical access to the deposit bags responsive to the user input;

wherein wirelessly receiving comprises wirelessly receiving the identifier of the servicer from an RFID device, and wherein transmitting comprises transmitting the identifiers read from the RFID tags to the RFID device.

11. The method of claim 10, wherein wirelessly receiving comprises wirelessly receiving using radio frequency identification (RFID) technology.

12. The method of claim 10, wherein the user input comprises a press of a button on the self-service monetary item handling device.

13. The method of claim 10, wherein the self-service monetary item handling device comprises an automated teller machine (ATM).

14. The method of claim 10, wherein providing the servicer with physical access to the deposit bags comprises causing the deposit holding area to become unlocked.

15. The method of claim 10, wherein providing the servicer with physical access to the deposit bags comprises providing the servicer with physical access to the RFID tags.