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Payment processing methods

  • US 9,031,868 B2
  • Filed: 04/12/2011
  • Issued: 05/12/2015
  • Est. Priority Date: 04/13/2010
  • Status: Expired due to Fees
First Claim
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1. A method for using an internet-connected device to remotely execute a default action related to a consumer transaction, comprising the following steps:

  • entering, into a remote processing center comprising a server, information corresponding to at least one registered location, wherein said information comprises a geographic location of a point of sale, and wherein said remote center recognizes said point of sale as a registered location upon entry of geographic information;

    downloading a payment application to the internet-connected device, wherein said downloaded payment application prompts a consumer to enter at least one consumer parameter, wherein the consumer sets at least one consumer parameter that is specifically linked to each registered location;

    launching said payment application at said registered location, wherein upon launch, said application transmits information via the internet to the remote processing center, and wherein said information comprises the geographic location of the internet-connected device;

    verifying, by said remote processing center, that the geographic information received from said internet-connected device corresponds to a registered location; and

    executing, by the processing center, the default action after said verification step, wherein said default action is individually determined for each registered location, and wherein said default action comprises opening or raising a gate or unlocking a door.

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