Method and system to automatically qualify a party to participate within a network-based commerce transaction
First Claim
Patent Images
1. A method comprising:
- transmitting display information received from a device of a first party and relating to an item to be transacted in a transaction process via a computer-based commerce system;
receiving, from a second party, a request to be qualified to transact for the item in the transaction process via the computer-based commerce system, the receiving the request from the second party including receiving a first hypertext transfer protocol put (HTTP) request from the second party;
responsive to the request, automatically assembling financial information corresponding to the second party, the financial information including a credit score;
transmitting, to the first party, an automatically generated communication comprising the request and the financial information, the financial information including the credit score;
receiving, from the first party, a qualification response corresponding to the automatically generated communication, the receiving the qualification response from the first party including receiving a second HTTP request from the first party, the qualification response comprising an affirmation of qualification for the second party; and
responsive to receiving the qualification response, automatically performing an authorization process corresponding to a content of the qualification response.
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Abstract
A system to facilitate computer-based commerce includes receiving information relating to an item to be transacted via a computer-based commerce system from a first party. Criterion information specifying at least one criterion to be satisfied by a second party in order for the second party to be qualified to transact for the item via the computer-based commerce system is received from the first party. An automatic determination is made as to whether the second party satisfies the at least one criterion and if so, then the second party is automatically qualified to transact for the item via the computer-based commerce system.
111 Citations
20 Claims
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1. A method comprising:
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transmitting display information received from a device of a first party and relating to an item to be transacted in a transaction process via a computer-based commerce system; receiving, from a second party, a request to be qualified to transact for the item in the transaction process via the computer-based commerce system, the receiving the request from the second party including receiving a first hypertext transfer protocol put (HTTP) request from the second party; responsive to the request, automatically assembling financial information corresponding to the second party, the financial information including a credit score; transmitting, to the first party, an automatically generated communication comprising the request and the financial information, the financial information including the credit score; receiving, from the first party, a qualification response corresponding to the automatically generated communication, the receiving the qualification response from the first party including receiving a second HTTP request from the first party, the qualification response comprising an affirmation of qualification for the second party; and responsive to receiving the qualification response, automatically performing an authorization process corresponding to a content of the qualification response. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method comprising:
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receiving, from a device of a first party, item information relating to an item to be offered for sale in a transaction process via a computer-based commerce system; receiving, from the first party, criterion information specifying at least one criterion to be satisfied by a second party in order for the second party to be qualified to transact for purchase of the item via the computer-based commerce system, the at least one criterion comprising a financial criterion relating to information about the second party available to the computer-based commerce system, the financial criterion comprising a credit score; automatically making a qualification determination as to whether the second party satisfies the at least one criterion, including the credit score, and is qualified to transact for the item in the transaction process via the computer-based commerce system; and responsive to the qualification determination, automatically performing an authorization process corresponding to the qualification determination. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
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Specification