Method and system for providing social and environmental performance based sustainable financial instruments

• US 9,070,150 B2
• Filed: 01/09/2013
• Issued: 06/30/2015
• Est. Priority Date: 05/08/2000
• Status: Expired due to Term

• Current Assignee: Smart Options LLC
• Original Assignee: Smart Options LLC
• Inventors: Pappas, Christian S., Brown, Charles P.
• Primary Examiner(s): Niquette, Robert R
• Application Number:
  US13/737,164
• Publication Number:
  US 20130144726A1
• Time in Patent Office: 902 Days
• Field of Search: None
• US Class Current: 1/1
• CPC Class Codes: G06Q 10/00 Administration; Management
• CPC Class Codes: G06Q 30/0222 During e-commerce, i.e. online transactions
• CPC Class Codes: G06Q 30/0225 Avoiding frauds
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: G06Q 30/0613 Third-party assisted
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/04 Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
• CPC Class Codes: G06Q 50/10 Services
• CPC Class Codes: Y02P 90/90 Financial instruments for climate change mitigation, e.g. environmental taxes, subsidies or financing
• CPC Class Codes: Y10S 707/99931 Database or file accessing

Abstract

A method and system for reserving future purchases of goods or services or events. Plural electronic options are provided based on a priority ordering scheme. The plurality of electronic options are not supplied or governed via a central government agency and are not supplied or governed via security laws. The plural electronic options includes a plural different electronic option terms for a plural different suppliers and a priority ordering scheme. The electronic option terms for a desired supplier are unique to the desired supplier. The electronic options include personalized electronic reservations and personalized electronic coupons. The purchased electronic option is exercised for preferred or priority access or entry to events or places or goods or services based on the priority ordering scheme.

Claims

1. A method for providing electronic options for goods or services or events or places, comprising:

displaying a plurality of electronic options on a plurality of applications on a plurality client network devices each with one or more processors from a server network device with one or more processors via a communications network for preferred or priority access or entry to events or places or priority to purchase goods or services at the events or places, the plurality of electronic options are provided including a priority ordering scheme, wherein the plurality of electronic options are not supplied or governed via a central government agency and are not supplied or governed via security laws and wherein the electronic options includes one or more different electronic option terms for one or more different suppliers, wherein the electronic option terms for a desired supplier are unique to the desired supplier;

providing from the server network device the plurality of electronic options with a priority ordering scheme including a priority based on a desired place in a line at a place or an event, a desired entry time into the place or the event or a priority purchase of goods or services at the event or the place;

receiving a payment message on the server network device via the communications network from a first application on a first client network device including electronic payment of a pre-determined electronic option fee to purchase an electronic option based on the priority ordering scheme;

recording the purchase of the electronic option from the server network device in a database associated with the server network device in a pre-determined priority order in the priority ordering scheme;

receiving a request message on the server network device from the first application on the first client network device via the communications network to exercise the purchased electronic option for preferred or priority access or entry to events or places or goods or services based on the priority order established in the priority ordering scheme; and

sending a confirmation message from the server network device via the communications network to the first application on the first client network device indicating the purchased electronic option is valid and can be exercised by the first client network device for the purchased electronic option for preferred or priority access or entry to events or places or goods or services based on the priority order established for the priority ordering scheme.

2. The method of claim 1 wherein the electronic option includes a personalized electronic reservation.

3. The method of claim 2 wherein electronic option further includes a personalized electronic coupon.

4. The method of claim 1 wherein the electronic option further includes a personalized electronic coupon.

5. The method of claim 1 wherein the plurality of electronic options include a plurality of a same electronic option or a plurality of different electronic options.

6. The method of claim 1 wherein the pre-determined electronic option fee includes only preferred or priority access or entry to events or places or goods or services.

7. The method of claim 1 wherein the pre-determined electronic option fee includes a first portion of electronic option free for preferred or priority access or entry to events or places or goods or services and a second portion of the electronic option for pre-purchases of tickets for preferred or priority access or entry to events or places and pre-purchase of goods or services at the events or places.

8. The method of claim 1 wherein the pre-determined electronic option fee is zero and a purchaser of the electronic option providers a supplier of the electronic with other types of consideration including providing an e-mail address, phone, number, social networking identifier, picture, mandatory audio or video testimonial or completing a mandatory survey.

9. The method of claim 1 wherein the request message includes a bar code generated by a client network device.

10. The method of claim 1 wherein the bar code is generated by the client network device by capturing information from print materials and electronic materials.

11. The method of claim 1 wherein the confirmation message includes a bar code generated by the server network device.

12. The method of claim 11 wherein the bar code is a QR bar code.

13. The method of claim 12 wherein the QR bar code includes encoded information confirming the purchased electronic option is valid and can be exercised by the first client network device for the purchased electronic option for preferred or priority access or entry to events or places or goods or services based on the priority order established for the priority ordering scheme.

14. The method of claim 1 wherein the plurality of applications on the plurality of client network devices includes a plurality of smart software applications for smart phone or electronic tablet client network devices.

15. The method of claim 1 wherein the plurality of client network devices and the server network device include a wireless networking interface comprising a Worldwide Interoperability for Microwave Access (WiMax) wireless networking interface with 4^th generation (4G) wireless speeds and wireless protocols for communicating with the communications network.

16. The method of claim 1 wherein the plurality of electronic options are provided by the server network device via the communications network via television services, Internet television services, social networking services, general search engine services and vertical search engine services.

17. The method of claim 1 wherein the electronic payment includes a credit card, debit card, electronic check or electronic funds transfer payment.

18. The method of claim 1 further comprising:

selecting on a second client network device one or more of the plurality of electronic options for preferred or priority access or entry to events or places or goods or services displayed by a second application on the second client network device;

selecting from the second application on the second network device one or more electronic option fees for the selected one or more plurality of electronic options for preferred or priority access or entry to events or places or to purchase goods or services;

sending a second payment message from the second application on the second network device to the server network device via the communications network the selected one or more electronic options and electronic payment for the selected one or more electronic option fees to purchase the selected one or more electronic options;

sending a second request message from the second application on the second client network device to the server network device via the communications network to exercise the purchased selected one or more electronic options; and

receiving a second confirmation message on the second application on the second client network device from the server network device via the communications network indicating the purchased selected one or more electronic options are valid and can be exercised by the second client network device for preferred or priority access or entry to events or places or to purchase goods or services based on the priority order established for the priority ordering scheme.

19. A non-transitory computer readable medium having stored therein a plurality of instructions for causing one or more processors on one or more network devices to execute the steps of:

displaying a plurality of electronic options on a plurality of applications on a plurality client network devices each with one or more processors from a server network device with one or more processors via a communications network for preferred or priority access or entry to events or places or priority to purchase goods or services at the events or places, the plurality of electronic options are provided including a priority ordering scheme, wherein the plurality of electronic options are not supplied or governed via a central government agency and are not supplied or governed via security laws and wherein the electronic options includes one or more different electronic option terms for one or more different suppliers, wherein the electronic option terms for a desired supplier are unique to the desired supplier;

providing from the server network device the plurality of electronic options with a priority ordering scheme including a priority based on a desired place in a line at a place or an event, a desired entry time into the place or the event or a priority purchase of goods or services at the event or the place;

receiving a payment message on the server network device via the communications network from a first application on a first client network device including electronic payment of a pre-determined electronic option fee to purchase an electronic option based on the priority ordering scheme;

recording the purchase of the electronic option from the server network device in a database associated with the server network device in a pre-determined priority order in the priority ordering scheme;

receiving a request message on the server network device from the first application on the first client network device via the communications network to exercise the purchased electronic option for preferred or priority access or entry to events or places or goods or services based on the priority order established in the priority ordering scheme; and

sending a confirmation message from the server network device via the communications network to the first application on the first client network device indicating the purchased electronic option is valid and can be exercised by the first client network device for the purchased electronic option for preferred or priority access or entry to events or places or goods or services based on the priority order established for the priority ordering scheme.

20. A system for providing electronic options for goods or services or events or places, comprising in combination:

a plurality of client network devices each with one or more processors;

one or more server network devices each with one or more processors;

a communications network;

the one or processors on the plurality of client network devices or the one or more server network devices configured for;

for displaying a plurality of electronic options on a plurality of applications on a plurality client network devices each with one or more processors from a server network device with one or more processors via a communications network for preferred or priority access or entry to events or places or priority to purchase goods or services at the events or places, the plurality of electronic options are provided including a priority ordering scheme, wherein the plurality of electronic options are not supplied or governed via a central government agency and are not supplied or governed via security laws and wherein the electronic options includes one or more different electronic option terms for one or more different suppliers, wherein the electronic option terms for a desired supplier are unique to the desired supplier;

for providing from the server network device the plurality of electronic options with a priority ordering scheme including a priority based on a desired place in a line at a place or an event, a desired entry time into the place or the event or a priority purchase of goods or services at the event or the place;

for receiving a payment message on the server network device via the communications network from a first application on a first client network device including electronic payment of a pre-determined electronic option fee to purchase an electronic option based on the priority ordering scheme;

for recording the purchase of the electronic option from the server network device in a database associated with the server network device in a pre-determined priority order in the priority ordering scheme;

for receiving a request message on the server network device from the first application on the first client network device via the communications network to exercise the purchased electronic option for preferred or priority access or entry to events or places or goods or services based on the priority order established in the priority ordering scheme; and

for sending a confirmation message from the server network device via the communications network to the first application on the first client network device indicating the purchased electronic option is valid and can be exercised by the first client network device for the purchased electronic option for preferred or priority access or entry to events or places or goods or services based on the priority order established for the priority ordering scheme;

for selecting on a second client network device one or more of the plurality of electronic options for preferred or priority access or entry to events or places or goods or services displayed by a second application on the second client network device;

for selecting from the second application on the second network device one or more electronic option fees for the selected one or more plurality of electronic options for preferred or priority access or entry to events or places or goods or services;

for sending a second payment message from the second application on the second network device to the server network device via the communications network the selected one or more electronic options and electronic payment for the selected one or more electronic option fees to purchase the selected one or more electronic options;

for sending a second request message from the second application on the second client network device to the server network device via the communications network to exercise the purchased selected one or more electronic options; and

for receiving a second confirmation message on the second application on the second client network device from the server network device via the communications network indicating the purchased selected one or more electronic options are valid and can be exercised by the second client network device for preferred or priority access or entry to events or places or goods or services based on the priority order established for the priority ordering scheme.