Systems and methods for sorting alert and offer messages on a mobile device

• US 9,071,463 B2
• Filed: 02/06/2013
• Issued: 06/30/2015
• Est. Priority Date: 09/25/2008
• Status: Active Grant

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Carlson, Mark, Bebenita, Dan, Keshan, Surendra, Stan, Patrick
• Primary Examiner(s): RAMPURIA, SHARAD K
• Application Number:
  US13/760,905
• Publication Number:
  US 20130143533A1
• Time in Patent Office: 874 Days
• Field of Search: 4554121-4122, 455/466, 455/558, 455405-408
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/3227 using secure elements embedded in M-devices
• CPC Class Codes: H04L 12/1895 for short real-time information, e.g. alarms, notifications, alerts, updates
• CPC Class Codes: H04L 51/214 using selective forwarding
• CPC Class Codes: H04L 51/58 Message adaptation for wireless communication
• CPC Class Codes: H04M 1/72436 for text messaging, e.g. short messaging services [SMS] or e-mails
• CPC Class Codes: H04M 15/844 Message, e.g. SMS
• CPC Class Codes: H04W 4/12 Messaging; Mailboxes; Announcements

Abstract

A method and system are presented for sorting alert and offer messages on a mobile device. One embodiment of the invention is directed to a method including receiving alert messages at a mobile device where each alert message contains transaction data associated with a transaction conducted with a merchant. Upon receiving the alert messages, the mobile device receives alert message sorting criteria from a user associated with the mobile device, sorts the alert messages according to the received offer sorting criteria, and displays the sorted alert messages.

Claims

1. A machine-readable non-transitory medium embodying information indicative of instructions for causing one or more machines to perform operations comprising:

receiving automatic sorting criteria from a user associated with a mobile device;

receiving alert messages, wherein each alert message includes a transaction amount associated with a transaction conducted with a merchant;

automatically sorting the alert messages by transaction amount based on the automatic sorting criteria, the sorting performed automatically upon receipt of one or more of the alert messages; and

displaying the sorted alert messages.

2. The medium of claim 1 wherein the automatic sorting criteria received from the user include a transaction threshold amount.

3. The medium of claim 1 having instructions further comprising:

sorting the alert messages by transaction type; and

determining how much has been spent in one or more spending categories based on the alert messages sorted by transaction type.

4. The medium of claim 1 having instructions further comprising:

sorting the alert messages by issuer; and

determining how much has been spent on one or more cards, instances, or applications associated with issuers based on the alert messages sorted by issuer.

5. The medium of claim 1 having instructions further comprising:

automatically sorting the alert messages by one or more of a transaction type, a transaction date, a location, a city, a state, a currency code, a merchant, an issuer, and a type of card.

6. The medium of claim 1 wherein the sorting criteria comprise one or more of a transaction amount, a transaction date, a location, a city, a state, a currency code, a merchant, an issuer, a type of card, and a date the alert messages were received.

7. The medium of claim 1 having instructions further comprising:

obtaining an additional alert message; and

automatically deleting one or more of the received alert messages upon obtaining the additional alert message.

8. The medium of claim 1 having instructions further comprising:

caching one or more of the alert messages, the caching based on data storage information of the mobile device; and

forwarding the one or more cached alert messages to the mobile device upon there being sufficient data storage on the mobile device.

9. The medium of claim 1 having instructions further comprising:

receiving offer sorting criteria from a user associated with the mobile device;

receiving offer messages, wherein each offer message contains offer data;

automatically sorting the offer messages according to the received offer sorting criteria; and

displaying the sorted offer messages.

10. The mobile device of claim 9 wherein the offer sorting criteria include a date that the offer messages expire.

11. A method comprising:

receiving automatic sorting criteria from a user associated with a mobile device;

receiving alert messages, wherein each alert message includes a transaction amount associated with a transaction conducted with a merchant;

automatically sorting, using at least one processor operatively connected with a memory, the alert messages by transaction amount based on the automatic sorting criteria, the sorting performed automatically upon receipt of one or more of the alert messages; and

displaying the sorted alert messages.

12. The method of claim 11 wherein the automatic sorting criteria received from the user include a transaction threshold amount.

13. The method of claim 11 further comprising:

sorting the alert messages by transaction type; and

determining how much has been spent in one or more spending categories based on the alert messages sorted by transaction type.

14. The method of claim 11 further comprising:

sorting the alert messages by issuer; and

determining how much has been spent on one or more cards, instances, or applications associated with issuers based on the alert messages sorted by issuer.

15. The method of claim 11 further comprising:

obtaining an additional alert message; and

automatically deleting one or more of the received alert messages upon obtaining the additional alert message.

16. A computer system comprising:

at least one processor; and

a memory operatively coupled with the at least one processor, the processor executing from the memory;

program code for receiving automatic sorting criteria from a user associated with a mobile device;

program code for receiving alert messages, wherein each alert message includes a transaction amount associated with a transaction conducted with a merchant;

program code for automatically sorting, using at least one processor operatively connected with a memory, the alert messages by transaction amount based on the automatic sorting criteria, the sorting performed automatically upon receipt of one or more of the alert messages; and

program code for displaying the sorted alert messages.

17. The system of claim 16 wherein the automatic sorting criteria received from the user include a transaction threshold amount.

18. The system of claim 16 further comprising:

program code for sorting the alert messages by transaction type; and

program code for determining how much has been spent in one or more spending categories based on the alert messages sorted by transaction type.

19. The system of claim 16 further comprising:

program code for sorting the alert messages by issuer; and

program code for determining how much has been spent on one or more cards, instances, or applications associated with issuers based on the alert messages sorted by issuer.

20. The system of claim 16 further comprising:

program code for obtaining an additional alert message; and

program code for automatically deleting one or more of the received alert messages upon obtaining the additional alert message.